Frequently Asked
Questions

Currently only an existing investor with Quantum Mutual Fund can invest in SWP through our online SWP option.

1. Visit www.QuantumAMC.com.
2. Click on Invest Online section and log in using your User id/PAN and Password/OTP.
3. Under ‘Transact’ click on "SWP"
4. Click on ‘New SWP Registration’
5. Click on ‘Register SWP’ for the respective source scheme
6. Fill up the Online SWP registration form
7. Click on ‘Submit’ and confirm the SWP registration request by clicking on ‘Confirm’ option

0.005% of the net investment value i.e., gross investment amount less any other deduction like transaction charge.

Stamp duty applicability will be on Purchases (including triggers from past SIP registrations), Switch-in (including triggers from past STP registrations) and Dividend reinvestment transactions. The same is applicable for both physical and demat. Transfer of Units from one demat account to another including market / off-market transfers attract stamp duty.

Pursuant to Notification No. S.O. 1226(E) and G.S.R. 226(E) dated March 30, 2020 issued by Department of Revenue, Ministry of Finance, Government of India, read with Part I of Chapter IV of Notification dated February 21, 2019 issued by Legislative Department, Ministry of Law and Justice, Government of India on the Finance Act, 2019, stamp duty will be levied on mutual fund transaction, with effect from July 1, 2020, as per the rates provided in the table below :-

NAV Applicability

If the valid application received up to 3.00 p.m. on a Business Day at the official point (s) of acceptance and funds for the entire amount of subscription/ purchase (including switch-in) as per the application are credited to the bank account of the respective Scheme and are available for utilization before the cut-off time (3.00 p.m.)- the closing NAV of the day shall be applicable. If the valid application received after 3.00 p.m. on a Business Day at the official point (s) of acceptance and funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the respective Scheme on same day or before the cut - off time of the subsequent Business Day i.e. funds are available for utilization before the cut-off time of subsequent Business Day- the closing NAV of the subsequent Business Day shall be applicable;

Irrespective of the time of receipt of application at the official point(s) of acceptance, where the funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the respective Schemes on or before the cut - off time of the subsequent Business Day i.e. funds are available for utilization before the cut-off time of subsequent Business Day - the closing NAV of such subsequent Business Day shall be applicable;

For Systematic Investment Plan (SIP), Systematic Transfer Plan (STP), Dividend Transfer Facility:

The units will be allotted based on which the funds are available for utilization by the respective schemes / target schemes irrespective of the installment date of the SIP, STP or record date of dividend declarations. It may also be noted that allotment of units in the normal course will be based on realization of amount of subscription or the date of receipt of application or the date of instalment (in case of SIP) whichever is later if both realization and application dates are different.

Further, if the time of realization of funds can’t be ascertained then the allotment of units will be as per the day and date of realization of amount of subscription.

• Change or Updating of Mobile No / Residence No / Office No / Fax No
• Updating of IFSC / MICR No / Bank Address
• Change / Updating for Date of Birth
• Change of E-mail ID
• SOA Request
• FATCA updation
• Aadhar Number Updation

Investors with short indicative investment horizon of less than 30 days will get impacted more because the stamp duty is being charged as a onetime charge. Please refer below table for illustration purpose. Impact gets reduced as the holding period increases.

Quantum Mutual Fund does not deduct Transaction Charges and shall continue not to deduct Transaction Charges as allowed under SEBI Circular No. Cir / IMD / DF/13/2011 dated August 22, 2011.

The processing of transactions will be done as per applicable NAV in accordance with SEBI Mutual Fund Regulations i.e to consider cut off timing and availability of funds for utilization for determining the applicable NAV the provisions of the respective Scheme Information Documents of the Scheme will be considered.

In case of transaction submission through OTP option:
The transaction is deemed to be completed and processed subject to backend based additional validations.

Incase of transaction submission without OTP :
For the purpose of determining the applicable NAV in accordance with SEBI Mutual Fund Regulations, the system recorded date and time at the end of the verification / confirmation call will be considered. The transaction shall then be processed afterwards subject to further validity of request.

Note : There may be delay in delivery / difference in the date and time of the website request received at the server of the AMC and the date and time of the server through which you have sent the message and also the AMC server may not receive / reject the message sent by the you.

For units issued in demat or non-demat form – purchase, dividend reinvestment, switch – stamp duty will be deducted from the net investment amount i.e., gross investment amount less any other deduction like transaction charge. Units will be created only for the balance amount (Net investment amount – stamp duty deducted). Stamp duty will be computed @0.005% on an inclusive method using the formula - ((Investment amount – transaction charge/TDS if any) / 100.005) * 0.005.

Illustration:
Transaction Amount: Rs. 1,00,100
Transaction Charges:/TDS applicable if any: Rs.100
Stamp Duty charged : Rs. 5 ((Transaction Amount - Transaction Charges/TDS applicable if any) * 0.005%
NAV: Rs.10 per unit
Units allotted : 9,999.50
Units value : Rs. 99995.00

Yes, These new cadre of distributors are required to complete a simplified form of National Institute of Securities Market (NISM) certification. The NISM has launched the Continuing Professional Education (CPE) and Test programme for the new cadre of Distributors and 
registration for the same commenced from January 14, 2013. 

Direct Plan:
The expense ratio of the Direct Plan of the Quantum ESG Best In Class Strategy Fund is 0.85% p.a. with effect from August 1, 2023 (Post GST).

Regular Plan:
The expense ratio of the Regular Plan of the Quantum ESG Best In Class Strategy Fund is 2.10% p.a. with effect from August 1, 2023 (Post GST).

Investing through an SIP offers several key benefits:

1. Discipline in Investing: SIP encourages regular, systematic investment, which fosters disciplined saving and investing habits over time.
2. Rupee Cost Averaging: With SIP, you invest a fixed amount regardless of the market’s performance, buying more units when prices are low and fewer when prices are high. This helps average out the cost of investment over period of time.
3. Compounding: Investing regularly through SIP allows your money to grow over period of time through compounding,helping your investment grow faster.
4. Affordability: SIPs allow you to start with as low as Rs. 100/- (depending on scheme and frequency), making it accessible even for those with a limited budget.
5. Flexibility: SIPs offer flexibility in terms of the amount, tenure and frequency of investment. You can increase, decrease, or pause your SIP depending on your financial situation.
6. Long-Term Wealth Creation: SIP is ideal for long-term investing, as it helps investors ride out market volatility and generate wealth over period of time through the power of compounding.
7. No Timing the Market: SIP removes the need to time the market, as you're investing consistently, which means you don't have to worry about whether it's a good or bad time to invest.
8. Risk Diversification: Small amount of investment through SIPs in different asset type of  mutual fund schemes, which helps spread risk across different assets, potentially reducing the impact of market fluctuations.
9. Achieving Financial Goals Through SIP: SIP helps fulfil your dreams by allowing you  to make small, fixed tenure investments over period of time to build a corpus for financial  goals like buying a house, children's education, or marriage. Since these objectives require large sums, SIP enables wealth creation through consistent contributions, making it easier to reach these aspirations. 

Overall, SIP is an efficient way to build wealth gradually, especially for those who may not have large sums to invest initially or prefer a less hands-on approach to investing.

Here is an example to help you understand the working of SIP.

This table demonstrates that, although the invested amount is the same in both cases, the returns from the SIP investment mode are comparatively higher.

The AMC will first process the instant redemption request and later action on any other request.

The AMC reserves right to reject any redemption / switch out / systematic withdrawal or transfer request received through any other mode for any Calendar Day if an Instant Redemption request has been received subsequently and such instant redemption is pending for processing.

Following is the procedure for Instant redemption.

The Instant Redemption transaction will be processed by applying lower of Previous Day NAV or Prospective NAV.

• (a) When the application is received up to 3.00 pm – the lower of (i) NAV of previous Calendar Day and (ii) NAV of Calendar Day on which application is received; will be considered.
• (b) When the application is received after 3.00 pm – the lower of (i) NAV of the Calendar Day on which such application is received, and (ii) NAV of the next Calendar Day will be considered.

The minimum amount for the instant redemption per day per PAN, is Rs. 500/- and multiple of Rs.1/ - thereafter.

With effect from 01st March, 2019 the maximum redemption amount shall be Rs. 50,000 or 90% of latest value of investment (as per last available NAV on records) in the scheme, whichever is lower. This limit shall be applicable per calendar day, per scheme, per investor.

For Monthly SIP, you can choose a Top-Up frequency of either Half-Yearly or Yearly. And for Quarterly SIP, the Top-Up frequency is available only on a Yearly basis. If no frequency is selected, the default Top-Up frequency will be Yearly for both Monthly and Quarterly SIP.

Yes, you can set a Top-Up Cap either on the Amount or the Period.

• Top-Up Cap on Amount: Investor can place maximum cap on amount. Once the SIP amount reaches the selected Top-Up Cap amount, the SIP instalment amount will be freezed till end of the SIP tenure. This ensures that no further increases will occur once the cap is reached.
• Top-Up Cap on Period: Investor can place maximum cap on period (month and year). Once the SIP reaches the selected Top-Up Cap period, the SIP amount will remain constant from that point forward until the end of the SIP tenure, regardless of any additional Top-Ups.

If neither a Top-Up Cap Amount nor a Top-Up Cap Period is selected, a default Cap Amount of Rs. 10 Lakhs will be applied. This means that once the Top-Up reaches Rs. 10 Lakhs, the SIP amount will remain constant for the rest of the SIP tenure.

Once the SIP is enrolled with the Top-Up facility, the details cannot be modified. To make any changes, you will need to cancel the existing SIP and enrol for a new SIP with the updated Top-Up options.

In case your Email Id is registered in our records, you will receive a confirmation email at your registered email address. In case your Email Id is not registered with us, you will receive a physical statement of account at your registered mailing address on a quarterly basis.

SIP (Systematic Investment Plan) is a method of investing pre-determined  fixed amount of money in regular intervals like weekly, fortnight and monthly etc into a Mutual Fund scheme. It allows investors to buy units at different NAV, which helps to average out the cost and reduce the impact of market volatility over time. SIP encourages disciplined investing and can be a good option for long-term wealth creation, especially for individuals who may not have a lump sum amount to invest upfront.

Under the Instant Redemption (Access) Facility (“Instant Redemption”), the Fund shall endeavor to send the redemption proceeds to the selected registered bank account of the investor, instantly from the receipt of Instant Redemption Request using Immediate Payment Services (IMPS) provided by various banks in accordance with SEBI Circular No. SEBI / HO/ IMD/ DF2/ CIR/P/2017/ 39 dated May 8, 2017. Instant redemption is a type of redemption wherein the investor can get the redemption proceeds instantly i.e. he will get his redemption amount into his account within 30 minutes from the time of the redemption.

Please Click Here for the list of IMPS enabled banks for instant redemption facility.

Systematic withdrawal plans are used by investors to create a regular flow of income from their investments. Investors looking for income at periodic intervals for e.g. funding a travel plan during the children’s summer vacations, also set up their withdrawals in such a way that the cash is available when most required.

For an STP you can invest a lump sum amount in one scheme and regularly withdraw a pre-defined amount into another scheme.

Let us assume you have 5,000 units in a Mutual Fund scheme. You have given instructions to the fund house that you want to withdraw Rs. 8,000 every month through SWP.

Now let''s assume that on 1 December, the Net Asset Value (NAV) of the scheme is Rs. 20.
Equivalent number of MF units = Rs. 8,000 / Rs. 20 = 400 units
400 units would be redeemed from your MF holdings, and Rs. 8,000 would be given to you.
Your remaining units = 5,000 - 400 = 4600 units

Now let''''s assume that on 1 January, the NAV is Rs. 16.
Equivalent number of units = Rs. 8,000 / Rs. 16 = 500 units
500 units would be redeemed from your MF holdings, and Rs. 8,000 would be given to you.
Your remaining units = 4600 - 500 = 4100 units

Investing through an SIP offers several key benefits:

1. Discipline in Investing: SIP encourages regular, systematic investment, which fosters disciplined saving and investing habits over time.
2. Rupee Cost Averaging: With SIP, you invest a fixed amount regardless of the market’s performance, buying more units when prices are low and fewer when prices are high. This helps average out the cost of investment over period of time.
3. Compounding: Investing regularly through SIP allows your money to grow over period of time through compounding,helping your investment grow faster.
4. Affordability: SIPs allow you to start with as low as Rs. 100/- (depending on scheme and frequency), making it accessible even for those with a limited budget.
5. Flexibility: SIPs offer flexibility in terms of the amount, tenure and frequency of investment. You can increase, decrease, or pause your SIP depending on your financial situation.
6. Long-Term Wealth Creation: SIP is ideal for long-term investing, as it helps investors ride out market volatility and generate wealth over period of time through the power of compounding.
7. No Timing the Market: SIP removes the need to time the market, as you're investing consistently, which means you don't have to worry about whether it's a good or bad time to invest.
8. Risk Diversification: Small amount of investment through SIPs in different asset type of  mutual fund schemes, which helps spread risk across different assets, potentially reducing the impact of market fluctuations.
9. Achieving Financial Goals Through SIP: SIP helps fulfil your dreams by allowing you  to make small, fixed tenure investments over period of time to build a corpus for financial  goals like buying a house, children's education, or marriage. Since these objectives require large sums, SIP enables wealth creation through consistent contributions, making it easier to reach these aspirations. 

Overall, SIP is an efficient way to build wealth gradually, especially for those who may not have large sums to invest initially or prefer a less hands-on approach to investing.

Here is an example to help you understand the working of SIP.

This table demonstrates that, although the invested amount is the same in both cases, the returns from the SIP investment mode are comparatively higher.

Yes, the ongoing SIP will be terminated after 3 consecutive reversals except quarterly frequency SIPs, for quarterly will be terminated after 2 consecutive reversals due to any reason.

For further queries please do not hesitate to get in touch with us on [email protected] or on 1800-22-3863 or 1800-209-3863.

No, there are no additional charges for availing the SIP facility. However, some banks may charge mandate registration fees for physical mandate registrations. We recommend checking with your bank for any such charges.

You will receive a confirmation email/SMS with the details of your Online SWP after successfully completing the registration process on our website.

You can also check the status of your registration under the section '' Transact > SWP > Registered SWP ''.

Investors can opt in for the online Modify SIP facility where the existing SIP will be cancelled and a fresh SIP with top up will be registered.

If you are holding Mutual Fund Units in the physical form, which are represented by a Statement of Account, you can convert these units into dematerialised form in your demat account with any Depository Participant (DP) of NSDL or CDSL. DPs have enabled holding of mutual fund units [represented by Statement of Account] in dematerialised form. You can use your existing demat accounts for converting your mutual fund units in dematerialised form.

Please note that once your mutual funds are in demat form, you can sell them either via a stock broker through the Exchange platform (BSE Star & NSE MFSS) or through the off-market mode i.e. by selling/redeeming it through your Depository Participant.

Note: The investors who hold their units with the CDSL can redeem the units directly with the AMC without converting their units in physical mode (except units of Quantum Liquid Fund, Quantum Dynamic Bond Fund and ETF Funds)

In case your Email address is registered in our records, you will receive a confirmation email at your registered email address or physical statement of account will be sent to registered mailing address on monthly basis .

The Online SWP facility is available at NO CHARGE.

Following is the procedure for Instant redemption.

Currently, the SIP Top-Up facility is applicable only to new SIP enrolments. 

Physical Mode:

For New investors: - New investors need to submit the dully filled and signed Common Application Form along with SIP & One Time Mandate Form to any of our point of services 

For Existing Investors: Existing investors can submit the dully filled and signed  SIP & One Time Mandate Form to any of the point of services.

Online Mode: 

Let’s consider an example where an investor opts for a Monthly SIP with the SIP Top-Up facility:

Investor Details:

• SIP Amount: Rs. 5,000 per month
• SIP Frequency: Monthly
• SIP tenure Dec 2050 (25 years)
• Top-Up Amount: Rs. 500
• Top-Up Frequency: Yearly
• Cap Amount: Rs. 10,000
• Top-Up Start Date: January 1, 2025

Note:

• The SIP Amount starts at Rs. 5,000 and increases by Rs. 500 each year.
• The Top-Up frequency is yearly.
• The Cap Amount of Rs. 10,000 is reached by the 10th year.
• After the Cap Amount is reached, the SIP amount will stay fixed at Rs. 10,000 for the remaining of the SIP tenure.

1. Helps Combat Inflation

With the average annual inflation rate in India hovering around 7.5%, your purchasing power is likely to decrease over time if your investments don’t keep pace with rising costs. By increasing your SIP contribution by a percentage equivalent to or greater than the inflation rate, you can ensure that your investments grow in line with inflation. This way, you preserve the real value of your investments and ensure that your financial goals remain achievable despite rising expenses.

2. Aligns with Your Income Growth

As your income grows, it makes sense to increase your savings accordingly. By setting up SIP top-ups that match your income growth, you can continue to invest without straining your finances. This strategy allows you to save more over time without altering the percentage of your income allocated to investments, helping you build wealth in tandem with your increasing earnings.

3. Achieve Financial Goals More Quickly

Increasing your SIP contributions through top-ups can accelerate the growth of your investment corpus. Since you're consistently increasing your investment amount, you may reach your financial targets sooner than initially expected. This strategy helps you accumulate the necessary funds faster, reducing the time it takes to achieve your long-term financial objectives and enhancing the potential for higher returns.

4. Operational Ease

One of the key advantages of SIP Top-Ups is the ease with which they can be implemented. Once you set up your SIP top-up option, the increments are automatically applied at the specified intervals, whether monthly or annually. This eliminates the need for manual adjustments and ensures that your investments continue to grow without any extra effort. It offers a seamless and hassle-free way to enhance your investment plan without worrying about remembering to increase your contributions. This level of automation provides both convenience and consistency, making it easier to stay on track with your long-term financial goals.

The minimum amount for the instant redemption per day per PAN, is Rs. 500/- and multiple of Rs.1/ - thereafter.

With effect from 01st March, 2019 the maximum redemption amount shall be Rs. 50,000 or 50% of latest value of investment (as per last available NAV on records) in the scheme, whichever is lower. This limit shall be applicable per calendar day, per scheme, per investor.

The Instant Redemption transaction will be processed by applying lower of Previous Day NAV or Prospective NAV.

• (a) When the application is received up to 3.00 pm – the lower of (i) NAV of previous Calendar Day and (ii) NAV of Calendar Day on which application is received; will be considered.
• (b) When the application is received after 3.00 pm – the lower of (i) NAV of the Calendar Day on which such application is received, and (ii) NAV of the next Calendar Day will be considered.

As your income grows year after year – whether through a new job or your business reaching new milestones – it's important to remember that expenses are also on the rise. They don’t stay stagnant; they tend to increase as well. This is where SIP Top-Ups come into play. They allow you to gradually increase your SIP investments, giving your portfolio a much-needed boost. Think of it as a workout for your investments: the more you contribute, the stronger they become. The key factor here is compounding. By utilizing SIP Top-Ups, you harness the power of compounding over the long term, helping you work towards building substantial wealth.

SWP instructions will take 5 business days for registration with the registrar. The first withdrawal will be carried out only after the registration.

The instant redemption amount will be credited to investor’s account (incase all pre-requisites are fulfilled). Also we endeavor to credit the amount into investor’s account within 30 minutes from the transaction time. Incase of any failure of instant redemption payment (due to any bank issue etc), the amount will be credited to investor’s account as per existing SEBI guidelines.

The redemption proceeds will be credited into the bank account selected while placing the instant redemption.
Note: The selected bank account should be IMPS enabled.

No. Instant redemption facility is not available for the demat investors.

Yes, to start Online SWP you must have a minimum balance of Rs.5,000/- in the scheme you wish to invest from.

Note: Minimum balance to start SWP: Rs.5000/-

SWP instructions will take a minimum of 5 business days for registration with the registrar. The first transfer will be carried out only after the registration. Therefore, the date and months in which your SWP commences and ends may change depending on the date of its registration.

STP is an effective tool when you need to rebalance your portfolio, saving you from the operational complexities of manually transferring funds into equity schemes.

When market conditions suggest potential growth in equities, STP allows you to strategically shift your portfolio towards equity for better returns.

o   Invest in Debt Funds & Transfer to Equity: You can invest in debt funds and then initiate an STP to an equity fund, making it similar to a Systematic Investment Plan (SIP).

o   Works Like an SWP: STP can also function like a Systematic Withdrawal Plan (SWP). By transferring from equity funds to debt funds, you can protect your portfolio when markets are volatile, similar to how an SWP works.

o   Liquidity: Typically, STP is used to transfer from debt funds to equity funds. Since your money is initially invested in debt funds, you have the flexibility to liquidate it at any time, making it an effective emergency fund option.

o   Growth Potential: While your funds are invested in debt schemes, they continue to grow at the prevailing debt returns, contributing to your overall wealth accumulation.

For New Investors:

Fill all the required information and attach the below mentioned documents as supporting.

For Existing Investors

Fill all the required information and attach the below mentioned documents as supporting.

Duly filled and signed Systematic Transaction Form

Submission of the Form

You can submit your physical applications along with all required supporting documents at the addresses mentioned below:

No. Currently you can apply for the instant redemption only via web transactions.

No. Currently there are no additional charges for instant redemption facility.

The AMC will first process the instant redemption request and later action on any other request.

The AMC reserves right to reject any redemption / switch out / systematic withdrawal or transfer request received through any other mode for any Calendar Day if an Instant Redemption request has been received subsequently and such instant redemption is pending for processing.

You can start offline and online SIP in Direct and Regular Plans in the following schemes:

STP facility is available free of charge.

1. The instant redemption facility is available for the growth option of Quantum Liquid Fund only
2. Only Resident Individuals and Resident Minor investors except Non Resident Individual can avail this facility.
3. Investor’s IFSC code and the core banking account number should be registered in the folio
4. Investor’s bank account should be IMPS (Immediate Payment Service) enabled
5. The instant redemption can be done only in terms of ‘amount’ only and not in ‘units’

Yes, you can!

For SIP registered through physical mode:

To cancel  your existing SIP with Quantum Mutual Fund, submit the SIP cancellation form or a written request with your folio number, scheme name, SIP date, and amount to our registered office or nearest POS . Your SIP will be cancelled within T+2 working days. If an installment is due within 10 days, it will be processed and debited from your account.

To modify your SIP amount or frequency, submit a cancellation request, followed by a fresh SIP registration request.

To pause your SIP, email us from your registered ID at [email protected]. The pause will be processed within 10 calendar days, after a verification call to your registered contact number.

For SIP registered through Online mode:

If you wish to modify/pause/cancel the existing ISIP registered with us, you can do so by following the below mentioned procedures:

Yes, you can modify / pause / cancel your STP.

Physical: 

To cancel your STP request, please submit a written request signed by unit holder(s) as per the mode of holding. The request should include your folio number, the STP amount, the STP date, and the name of the scheme from which you wish to cancel the STP.

You can modify or pause the offline STP via online mode. Please Click Here to modify or pause your STP.

Digital: you wish to modify / pause / cancel your existing STP registered with us via our website or mobile application, you can do so by following the steps outlined below:

Note: 

1. In case the modification request received involves change in the STP amount and if any STP installment is due within 5 business days from the date of modification request received, the said installment will be processed as per the amount of the STP registered before modification.
2. Your request for STP cancellation / modification / pause  needs to be submitted 5 working days prior the STP date.
3. The online modification of STP can only be done in the STP amount and the STP end period.

SIP will be registered for all banks offering NACH facility.Kindly refer the list of Live Banks offering  NACH facility. The list of participating banks may be updated, modified, or removed at any time at the sole discretion of the National Payments Corporation of India (NPCI), without prior notice or reason. Standing instructions for investors with these banks may be discontinued, and we will notify you of such discontinuation.

ISIP registration (only online) below banks providing ISIP registration facility.

Note: For ISIP registration multiple modes are available

Auto Pay - Auto pay option will enable automatic debit of the SIP amount from the bank account without any manual intervention from the Investor..

View & Pay - View & Pay is an option to manually authorize the payment (in investor’s bank login)

Fixed amount and maximum amount -Investor can select appropriate option.

Yes, you can cancel, pause and modify your online SWP.

If you wish to modify/pause/cancel the existing SWP registered with us through Quantum's Website or Mobile Application, you can do so by following the below mentioned procedures:

Notes:

1. The online SWP modification/cancellation/pause request needs to be submitted 5 business days prior to the next STP date opted by you online.
2. In case the modification request received involves change in the SWP amount and if any SWP installment is due within 5 business days from the date of modification request received, the said installment will be processed as per the amount of the SWP registered before modification
3. Modification can only be done in the SWP amount and SWP end period.

Systematic Withdrawal Plans are used by investors to create a regular flow of income from their investments. Investors looking for income at periodic intervals for e.g. funding a travel plan during the children’s summer vacations, also set up their withdrawals in such a way that the cash is available when most required.

For an SWP you can invest a lump sum amount in one scheme and regularly withdraw a pre-defined amount into another scheme.

Let us assume you have 5,000 units in a Mutual Fund scheme. You have given instructions to the fund house that you want to withdraw Rs. 8,000 every month through SWP.

Now let''''s assume that on 1 December, the Net Asset Value (NAV) of the scheme is Rs. 20.
Equivalent number of MF units = Rs. 8,000 / Rs. 20 = 400 units
400 units would be redeemed from your MF holdings, and Rs. 8,000 would be given to you.
Your remaining units = 5,000 - 400 = 4600 units

Now let''''s assume that on 1 January, the NAV is Rs. 16.
Equivalent number of units = Rs. 8,000 / Rs. 16 = 500 units
500 units would be redeemed from your MF holdings, and Rs. 8,000 would be given to you.
Your remaining units = 4600 - 500 = 4100 units

This way, units from your mutual fund holdings are redeemed in a systematic way to provide you with continuous income.

Yes, you can! 

To cancel your SWP request, kindly submit to us a duly signed written request by all the unit holder(s) according to the mode of holding. In the written request, kindly mention your folio number, the SWP amount, SWP date,  the scheme name in which you wish to cancel the SWP. 

You can modify or pause the offline SWP via online mode. Please Click Here to modify or pause your SWP.

Note:
Your request for SWP cancellation / modification / pause  needs to be submitted 5 working days prior the SWP date.
The online modification of SWP can only be done in the SWP amount and the SWP end period.

A. Physical Mode:

The mandate registration in physical for SIP can be submitted at any of the Point of Services (POS):- click here for our branch address or nearest Kfin Technologies Ltd Collection Centres

Investors/Unitholders needs to submit an original cancelled cheque (or a copy) with the name and account number pre-printed, or a bank account verification letter, to register the mandate.The unitholder’s cheque/bank account details will be subject to third-party verification.

Investor opting for this facility must be KYC complied.
For New investors: - New investors need to submit the dully filled and signed Common Application Form along with SIP & One Time Mandate Form to any of our point of services 

For Existing Investors: Existing investors can submit the dully filled and signed  SIP & One Time Mandate Form to any of the point of services.

Digital Mode: Please refer below steps for New & Existing Investor:

A Systematic Transfer Plan (STP) allows an investor to invest a lump sum amount in one scheme and periodically transfer (or switch) a predetermined sum to another scheme. Depending on the selected frequency, the chosen amount is transferred on a specified date from the initial scheme to another scheme of the investor’s preference.

You can start STP, through Direct & Regular Plans for the following schemes:

Systematic Transfer Plan (STP) allows you to invest a lump sum in one mutual fund scheme and systematically transfer a fixed amount at regular intervals into another scheme. Typically, investors park their money in a debt fund and gradually move it into an equity-oriented fund. This strategy works similarly to a Systematic Investment Plan (SIP), but instead of transferring money from your bank account, the funds are moved internally between schemes.

STPs help reduce the risk of timing the market when investing a large sum by spreading the investment over time. This also offers the benefit of rupee cost averaging. You can choose the transfer frequency—daily, weekly, fortnightly, monthly, or quarterly—based on your investment goals and preferences.

To set up an STP, you need to choose:

1. The source fund (Transferor scheme) from which the money will be withdrawn.
2. The destination fund (Transferee scheme) where the money will be invested.

Transfers are made in terms of units. Based on the Net Asset Value (NAV) of the source fund on the transfer date, units are redeemed, and the corresponding amount is used to buy units of the destination fund at its prevailing NAV.

For example, if you want to invest in Fund ‘B’ through an STP, you first invest a lump sum in Fund ‘A’ that supports STP. Then, you set up a schedule to gradually transfer a chosen amount into Fund ‘B’ over your selected time frame. This approach lets you tailor your investment to your risk tolerance.

STPs can be a useful way to manage market volatility and protect your investments from sudden downturns.

An existing investor can register SWP through our website.

Minimum conditions

•   To register SWP the minimum balance should be more than ₹ 5000
•   This facility is not available for folios in demat mode

1. Visit WWW.QuantumAMC.Com 
2. Click on Login, and  login by using credentials.
3. Under ‘Transact’ click on "SWP"
4. Click on ‘New SWP Registration’
5. Click on ‘Register SWP’ for the respective source scheme
6. Fill up the Online SWP registration form
7. Click on "Order Review"
8. After review Click on “Send OTP” 
9. After entering the “OTP” Click on ‘Submit’ to SWP registration. 

For SIP Registered through Physical Mode: To change bank details for an existing SIP, you must first cancel your current SIP, which will be processed within two working days (T+2). If an installment is due within 10 days, it will be processed and debited from your account. After cancellation, submit the SIP & One Time Mandate Form  with a cancelled cheque of your new bank account. The new mandate will be registered within 21 calendar days. Additionally, may submit Multiple Bank Account Registration Form  , along with a cancelled cheque or an attested bank statement/passbook. Your new bank details will be updated within 10 working days.

For SIP Registered through Online Mode: There is no option to change the bank for an online SIP. You will need to cancel the current SIP and register a new one with the new bank account.

You will receive an update once your request is processed.

Physical - For New Investors: Please enclose duly filled and signed STP Form along with Common Application Form and requisite documents as per checklist mentioned therein.

For Existing Investors: Kindly submit duly filled and signed STP Form at the address mentioned below:

Quantum Asset Management Company Private Limited: 1st floor, Apeejay House, 3 Dinshaw Vachha Road, Backbay Reclamation, Churchgate, Mumbai - 400 020

K Fintech Technologies Limited - K Fintech Technologies Limited is our Registrar and Transfer Agent having many offices across India. Click Here for all the locations available over India

Digital: Currently only an existing investor with Quantum Mutual Fund can register online STP. Follow a simple registration process as mentioned below to start an Online STP.

1.      Visit www.QuantumAMC.com

2.      Click on ‘Login’ section and log in using your User Id/PAN with Password and OTP

3.      Under ‘Transact’ click on ''STP''

4.      Click on ‘New STP Registration’

5.      Click on ‘Register STP’ against the respective source scheme

6.      Fill up the Online STP registration form

7.      Click on "Send OTP." Once you receive the OTP on your registered email ID or mobile number, please enter it.

8.      Click on "Submit" and confirm your STP registration by selecting the "Confirm" option.

Note: The application for start of STP should be submitted at least 5 business days before the date of commencement/start date of STP. You will receive an intimation on successful registration of STP in the Folio.

Transmission of units is done in the event of the death of the first unit holder wherein only the transfer of units will take place from the unit holder’s name to the claimant’s name.
Process:

Note:

Kindly refer to AMFI guidelines on the same for additional details.

Note :

a. The ongoing systematic transactions (SIP/STP/SWP) will be terminated post the transfer of units into the new folio.
Post the transfer of units, the claimant has to provide the new folio number allotted to him for any financial/non-financial transaction.

b. As per the ELSS, in the event of the death of the 'Assessee', the nominee or legal heir as the case may be shall be able to withdraw the investment only after the completion of1 (one) year from the date of allotment of the Units to the 'Assessee'. Accordingly, transfer of Units (allotted to 'Assessee' as defined under the ELSS) to nominees as mentioned above will be carried out only after the completion of 1 (one) year from the date of its allotment. The restriction of 3 (three) year shall apply to units allotted to investors other than the deceased 'Assesses' referred to above.

If you have invested in multiple schemes of the same fund house with different folios or invested in same scheme with multiple folios, you can combine/merge all these folios into one consolidated folio instead of keeping track of each scheme/each folio separately in a scheme or across multiple schemes. This process is called consolidation of folios.

Most investors fill in a fresh application form even while investing in the same Mutual Fund or investors tend to invest in same scheme with different folio in case he wants to invest with different holding pattern. This leads to creation of multiple folios (accounts) and investors may find it difficult to maintain and keep records. Mutual Funds and Registrars have given investors the option to CONSOLIDATE all their folios in the same Mutual Funds into one single folio. Consolidation is the merger of two or more folios into one single folio however subject to some parameters/conditions/criteria.

Consolidating folios into one would give you the benefit of having to track and transact in one folio and allow you a single view of your investments in the Fund - all investments in a Fund would reflect in a single statement under one folio.

Process:

Offline: A duly filled and signed Folio Consolidation Form by the unit holders (according to mode of holding).

Online:

1. Visit www.QuantumAMC.com
2. Login with your user id/PAN and password/OTP (The source and target folio must be mapped with the same user id)
3. Click on ‘Folio Consolidation’ under the Manage Account
   
4. Enter the PIN and click on ‘Submit’
5. Enter the source and target folio (If the mode of holding in the target folio is ‘Single’ and no nominee is registered, you will get a pop –up message to register a nominee or select another folio. Nominee can be registered online under Non-Commercial Transactions > Nominee Updation option)
6. Click on Submit
7. An acknowledgement of consolidation message will display on-screen. Also it will be triggered on the email id and mobile number (registered in the target folio).

To know more about the consolidation please Click Here

1. Letter specifying name, folio number, duly signed by all unit holders (if mode of holding joint) or authorized signatories in case of corporate entities.

2. KYC Acknowledgement with new name

3. Bank's Cheque copy with new name

4. If signature change - banker attestation of new signature

Additional below documents if:

Change in Name due to Marriage – Notarized copy of Marriage Certificate

Change in Name due to Divorce –

•          Divorce Declaration form duly witnessed
•          Attested copy of the Court order stamped by Executive Magistrate or Judicial Magistrate apart from having Court stamp

Change in Name due to adoption – Attested copy of Court order duly stamped and also attested by Executive Magistrate/Judicial Magistrate/Notary.

Change in Name for other reasons - Notarized copy of Judgment/Gazette Notification

Change in Name for Corporate Investors -

•          Attested copy of Certificate of Incorporation at Registrar of Companies (ROC)
•          Memorandum of Articles & Articles of Association
•          List of Authorized Signatories, Board Resolution

Note - If any Signature Change due to Marriage/Divorce - old and new signature to be

provided (old signature should be tallied with our records)

The investor can change his/her existing bank details under the folio. You can also add or register up to 5 bank accounts in the folio.

Online Process:

Please click here to know more about online process.

Offline Process:

Note:

Investors must first remediate the reason of the initial fund returned by the bank as communicated by the AMC. If this requires change in bank, please submit a duly filled and signed Multiple Bank Accounts Registration Form along with original cancelled cheque leaf / copy of the Bank Statement showing A/c holder Name and A/c No. duly attested by the relevant Bank Manager / copy of Pass book showing A/c holder Name and A/c No. duly attested by the relevant Bank Manager. This will enable us to update the correct bank mandate in the folio. Once the necessary remediation is completed, Investor may   submit the duly filled and signed Additional Transaction or Service Request Slip for claiming   Unclaimed Redemption/Dividend Amount.

The request can be submitted at any of the AMC Investor Service Centre or at any KFin Tech Service Centre. This request need to be duly signed as per the mode of holding.

Offline Process:

Submit a request for change in details/tax status and FATCA form by submitting a duly filled and signed KYC Application Form with supporting documents for change in status from NRI to RI or vice versa.

After receipt of acknowledgement from the KRA, you need to submit a duly signed Tax Status Change Request Form to this effect mentioning the new bank account details with an original cancelled cheque having name and account number preprinted/ Bank Statement/ Certified copy of the Passbook to the AMC.

Online Process after change of Tax Status in KYC:

1.       Login to https://secure.quantumamc.com
2.       Visit Manage Account > Modify Resident Status
3.       A pop-up message will be displayed requesting to submit a change in resident status request to the KRA > Click on ‘OK’
4.       Enter the required details and upload the documents as per the instructions provided and click on submit
5.       An on-screen message will be displayed for the receipt of the request. An email and SMS will be triggered to the registered email id and mobile number respectively.

NOTE: If a photocopy of any document is submitted, it should be certified by the bank or investors must produce an original for verification for offline process. In case of change of tax status from RI to NRI, the bank account type should be a NRO Bank Account (Non- Resident Ordinary) only as the investment amount earlier was on non-repatriation basis. In case of change of tax status from NRI to RI, the bank account type should be Savings Bank Account only.[DP1] [RD2] 

If your already have an OTM/NACH registered in the respective folio, then you may either select OTM/NACH for making the payment or you may opt for NEFT / RTGS payment mode whereby you will be required to first transfer the payment to anyone of our Collection Bank Accounts (NEFT/RTGS Bank Detail); after transferring the investment amount, you may then initiate an additional purchase transaction on IVRS as per steps mentioned above and during this session, you will be prompted to enter the last 4 numeric digits of the NEFT/RTGS Bank Reference Number to complete the transaction request and further identification and tracking of funds.

If you do not have an OTM/NACH registered in the folio, we suggest you to register using Online / Offline Procedure. Please visit our FAQ section ‘One Time Mandate NACH’  for more information on the same. However, you may still use NEFT / RTGS payment mode as mentioned above.

NAV (Net Asset Value) Applicability for Purchase:

For Liquid Funds: Where the application is received up to 1.30 p.m. on a Business Day at the official point(s) of acceptance and funds for the entire amount of subscription/ purchase (including switch in) as per the application are credited to the bank account of the Scheme and are available for utilization before the cut-off time (1.30 p.m.) - the Closing NAV of the day immediately preceding the day of receipt of application.
In respect of valid application received after 1.30 p.m. on a Business Day at the official point(s) of acceptance and funds for the entire amount of subscription / purchase (including switch in) as per the application are credited to the bank account of the Scheme on the same day or before the cut-off time of the next business day i.e. funds are available for utilization before the cut-off time (1.30 p.m.) of the next Business Day, the closing NAV of the day immediately preceding the next Business Days ;

For Non-Liquid Funds  - Where the application is received up to 3.00 p.m. on a Business Day at the official point(s) of Acceptance and funds for the entire amount of subscription/ purchase (Including switch-in) as per the application are credited to the bank account of the Scheme and are available for utilization before the cut-off time (3.00 p.m.), the closing NAV of the day shall be applicable.
In respect of valid application received after 3.00 p.m. on a Business Day at the official Point(s) of acceptance and funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the Scheme on same day or before the cut-off time of the next business day i.e. funds are available for utilization before the cut-off time of next Business Daythe closing NAV of the next Business Day shall be applicable

NAV (Net Asset Value) Applicability for Redemption:
For Liquid Funds:Where the application is received  up to 3 p.m. on a Business Day - the closing NAV of the day immediately preceding the next Business Day, shall be applicable.n respect of valid applications received after 3 p.m. on a Business Day - the closing NAV of the next Business Day shall be applicable.
For Non-Liquid Funds  - IWhere the application is received up to 3 p.m. on a Business Day, the closing NAV of the day of receipt of application shall be
applicable.In respect of valid applications received after 3 p.m. on a Business Day, the closing NAV of the next Business Day shall be applicable.

NAV (Net Asset Value) Applicability for Switch:
Please refer our link https://invest.quantumamc.com/onlinenew/Switch%20Matrix.pdf on Switch Matrix for detailed information on NAV Applicable for switch transactions

The investor can change his/her Email-id and Contact number under the folio.

Process:

Online - You can change your Email Id and contact details through "Manage Account>Modify Contact Details/Modify Email id" option under Login. Please note that PIN is required for change of each criteria.

Offline - You can update your email id/ contact number by any of the following way.

1. Request Letter - A duly signed letter/Transaction Slip mentioning the Email Id, Mobile Number and any other contact details can be submitted to AMC branch / any of the KFin Technologies Limited.

2. Email/SMS -

a. Email - The investor can send an email from the registered email id to update the email id/contact number (mobile/ residential/office number) at [email protected]

b. SMS -The email id/mobile number can also be updated by sending an SMS from the registered mobile number on 9243223863.

Note: The folio number and the new contact details have to be mentioned in the request submitted.

For the latest updates please Click Here

KRA generally takes 15 days for updation of these information (however it can be delayed due to various reasons). Once the details get updated in the respective KRA, it will get updated in our records as well.

The investor can change his tax status from Resident Individual to Non-Resident Individual and vice versa. Please refer the below offline and online procedures.
Offline Process:

Online Process:

NOTE: i) If photocopy of any document is submitted, it should be certified by the bank or investors must produce original for verification. Incase of change of tax status from RI to NRI, the bank account type should be a NRO Bank Account (Non- Resident Ordinary) only as the investment amount earlier was non-repatriable.
ii) It will take 10 working days for the change of resident status request to be processed ( subject to verification ).

You can submit your applications along with all required supporting documents as mentioned below:

If investor wish to change from one ARN to other ARN in existing investment, a written request duly signed by all  unit holder/s mentioning  request to change the broker code should be submitted to nearest point of services.

If investor wish to change/ update in existing investment and where the units are holding in direct plan then  – Investor to submit the Switch request duly filled and signed  Additional Transaction or Service Request Slip . Exit Load is not applicable on Switch from Direct to Regular Plan or vice versa of same scheme. However, this entails tax consequences.

• IVR stands for Interactive Voice Response (IVR), a technology that allows an automated system to interact with humans through the use of voice and Dual Tone Multi-Frequency signaling (DTMF) tones input via keypad. IVR allows customers to interact with a company’s host system via a telephone keypad after which they can service their own inquiries by following the IVR dialogue. IVR systems can respond with prerecorded or dynamically generated audio to further direct users on how to proceed.

A written application for the change / registration of the joint holder’s email id is required, duly signed as per the mode of holding.

Shariah Investing’s unique approach is that financial transactions are fair and equitable. Financial rewards are correlated with the level of risk, efforts and responsibility and prohibit interest, excessive uncertainty / speculation, gambling and harmful businesses. To follow such principles while investing the following sector and industry will be excluded alcohol, gambling, tobacco, vulgar entertainment, animation content provider, exhibition of films, media-broadcasting, media-content, production & distribution of films, mainstream/conventional financial services, non-halal food and beverages, narcotics substance or anything largely harmful to society.

Fund of Funds is a mutual fund scheme investing in schemes of other mutual funds. It uses its expertise in identifying schemes and fund houses for investments. The expertise reduces the risk of wrong selection of funds. It also reduces the hassles of making multiple investments.

Equity Fund of Funds will invest in equity schemes of other mutual funds.

Quantum Equity Fund of Funds - QEFOF is an Open Ended Fund of Funds scheme Investing in Open Ended Diversified Equity Schemes of Mutual Funds. The fund will be investing in 5-10 diversified equity schemes of third party mutual funds. Open Ended Scheme means it is open for purchase and redemption on all business days. Investors can conveniently buy and sell units at Net Asset Value ("NAV”) based prices offering complete liquidity.

It is a suitable option for investors who have no time to do research on various equity funds and track their performance. Some attributes of QEFOF other than the complete transparency we offer and the convenience of Investing Online without any paperwork are;

Quantum ELSS Tax Saver Fund may invest in the following Instruments:

The investment strategy of the Scheme will be to invest in a basket of stocks after using intensive fundamental analysis, both quantitative and qualitative, monitor the portfolio actively but not so as to engage in excessive trading, and control risk by keeping the portfolio adequately diversified.

View the current portfolio,select the scheme name along with the year and month that you wish to view..

The investment objective of the scheme is to invest in stocks of companies comprising Nifty 50 Index and endeavor to achieve returns equivalent to the Nifty by “passive” investment. The scheme will be managed by replicating the Index in the same weightage as in the Nifty 50 Index with the intention of minimizing the performance differences between the scheme and the CNX Nifty Index in capital terms, subject to market liquidity, costs of trading, management expenses and other factors which may cause tracking error.

The scheme offers Growth Option and IDCW Option.

If you decide to opt for the IDCW option, you would have to choose IDCW Payout facility.

IDCW history of the scheme

We have not paid out IDCW since our Inception, but, we do know how to manage your money, and manage it well – our NAV has nearly doubled, and our expense ratios have moved down – ensuring you of even better returns.

To check the performance of the Quantum ELSS Tax Saver Fund you will have to go through the current factsheets.
Click here for detailed Scheme Factsheet.

To generate income and capital appreciation through active management of portfolio consisting of short term, long term debt and money market instruments.

Please refer below table for the minimum amount required to invest or redeem in the Quantum Multi Asset Fund of Funds.

Debt Funds or Income Funds are mutual fund schemes which invest in debt securities and money market instruments. They aim to generate income and moderate capital appreciation with relatively lower risk.

The Quantum Dynamic Bond Fund is a debt fund which gives the fund manager flexibility to actively manage the portfolio based on interest rate view. The fund will primarily invest in Government Securities and PSU Bonds / instruments rated AAA/ AA and so forth, thereby minimizing Credit Risk. It will focus on capital appreciation by taking positions when the fund management team feels interest rates would come down and try to minimize capital losses when the fund management team feels interest rates are going up.

Quantum Dynamic Bond Fund – QDBF is an Open Ended Dynamic Debt Scheme Investing Across Duration with defined credit exposure and dynamic maturity profile. The fund will tend to invest in high quality debt and money market instruments. The fund manager would have the flexibility to actively manage the portfolio based on interest rate views. If interest rates are expected to rise, it will invest in short term securities that mature early and re-invest the proceeds at higher rate. Conversely if interest rates are expected to fall the scheme would invest in long term bonds to lock in high interest rates. And if interest rates fall subsequently the value of bond will increase providing capital growth.

Some attributes of QDBF other than the complete transparency we offer are;

The following features are available in the scheme:
Systematic Investment Plan (SIP) (on an going basis): This feature enables investors to save and invest periodically over a long period of time. Click here to know more about SIP in detail.

Systematic Withdrawal Plan (SWP) (On an going basis): This feature enables an investor to withdraw amount/units from their holdings in the Scheme at periodic intervals through a one-time request. Click here to know more about SWP in detail.

Systematic Transfer Plan (STP) (On an going basis): This feature enables an investor to transfer fixed amounts from their accounts in the scheme to another scheme within a folio from time to time. Click here to know more about STP in detail.

Switch options: Click here to view switch matrix for the applicable NAV.

Triggers:
A trigger is facility that allows you to specify an exit target (linked to value or time) or to receive an update when the desired levels are reached. The moment this target is achieved, the trigger gets activated. There can be Alert triggers or Action trigger. Click here to view the FAQ on Trigger Facility

The Quantum Nifty 50 ETF may invest in the following Instruments:

The AMC uses a "passive" or indexing approach to try and achieve Schemes Investment objective. The scheme would alter the scrips /weights as and when the same are altered in the Nifty 50 Index.
View the current portfolio,select the scheme name along with the year and month that you wish to view.

Yes, there is an option to hold the units in dematerialized mode.
To avail the same you should have a Demat/beneficiary account with a DP and need to mention all the details of your account no. and DP while filling the application form.
Also please note that SIP is allowed in Demat mode BUT Switch in/ Switch out/ Systematic Withdrawal Plan/ Systematic Transfer Plan are currently not available in the demat mode.
Click here to view the FAQs on Demat.

A multi-asset class investment would contain more than one asset class, thus creating a group or portfolio of assets. Multi-asset class investments increase the diversification of an overall portfolio by distributing investments throughout several asset classes. This reduces risk (volatility) compared to holding one class of asset.

Quantum Multi Asset Fund of Funds - QMAFOF is an open ended Fund of Funds scheme which will invest in various Quantum Mutual Fund Schemes. These schemes of Quantum Mutual Fund will fall in to different asset classes of Equity, Debt and Gold.

Investors looking for diversification/multi-asset allocation by investing in Debt, Equity and Gold, a combination of assets that works through the economic cycles can invest in QMAF. Some attributes of QMAFOF other than the complete transparency we offer and the convenience of Investing Online without any paperwork are;

NAV Applicability

If the valid application received up to 3.00 p.m. on a Business Day at the official point (s) of acceptance and funds for the entire amount of subscription/ purchase (including switch-in) as per the application are credited to the bank account of the respective Scheme and are available for utilization before the cut-off time (3.00 p.m.)- the closing NAV of the day shall be applicable. If the valid application received after 3.00 p.m. on a Business Day at the official point (s) of acceptance and funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the respective Scheme on same day or before the cut - off time of the subsequent Business Day i.e. funds are available for utilization before the cut-off time of subsequent Business Day- the closing NAV of the subsequent Business Day shall be applicable;

Irrespective of the time of receipt of application at the official point(s) of acceptance, where the funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the respective Schemes on or before the cut - off time of the subsequent Business Day i.e. funds are available for utilization before the cut-off time of subsequent Business Day - the closing NAV of such subsequent Business Day shall be applicable;

For Systematic Investment Plan (SIP), Systematic Transfer Plan (STP), Dividend Transfer Facility:

The units will be allotted based on which the funds are available for utilization by the respective schemes / target schemes irrespective of the installment date of the SIP, STP or record date of dividend declarations. It may also be noted that allotment of units in the normal course will be based on realization of amount of subscription or the date of receipt of application or the date of instalment (in case of SIP) whichever is later if both realization and application dates are different.

Further, if the time of realization of funds can’t be ascertained then the allotment of units will be as per the day and date of realization of amount of subscription.

There is a saying in the world of investing, which is “higher the risk, higher the gain”. This is very significant when we speak of investing in the stock markets or Equities. Over the long term (5 years or more) Equities tends to give better returns to the investor, which also goes with the inherent risk of investing in Equities. For example over the last 10 years the BSE Sensex has given returns in the range on 18-20% (Source Bloomberg), which is probably higher than other vehicles of investment. However, we know how unpredictable the markets can be, hence sound investment strategies like a bottom-up stock selection process can be used to minimize risk. Click here to read more about Investment Philosophy.

An Equity Linked Savings Scheme or ELSS is a mutual fund scheme that invests in equity and equity related securities and are eligible for a deduction under section 80C of the Income Tax Act, 1961. These schemes have a lock-in period of three years, and thus, investments made in such a scheme cannot be redeemed / switched out before the completion of 3 years since the date of investment.

Quantum ELSS Tax Saver Fund - QETSF is an open ended equity linked savings scheme or ELSS having 3 years lock in period. Open Ended Scheme means it is open for purchase and redemption on all business days. Investors can conveniently buy and sell (after the lock in period) units at Net Asset Value ("NAV”) based prices offering complete liquidity.

Investors looking to invest in equity for minimum of 3 years with high risk appetite and avail tax benefits with the same can invest in Quantum ELSS Tax Saver Fund. Some attributes of Quantum ELSS Tax Saver Fund other than the complete transparency we offer and the convenience of Investing Online without any paperwork are;

Quantum Equity Fund of Funds may invest in the following Instruments:

Quantum Equity Fund of Funds will follow a comprehensive research methodology which comprises of quantitative and qualitative analysis. Quantitative analysis: Here the focus will be on the performance of the schemes across time frames and market cycles. Qualitative analysis: The qualitative parameters will largely judge the fund on the parameters like fund house’s investment systems and processes and consistency in characteristics of its portfolio among others. Funds that emerge as the top performers on both the above parameters shall form part of the final portfolio.
View the current portfolio,select the scheme name along with the year and month that you wish to view.

The primary investment objective of the Scheme is to provide optimal returns with low to moderate levels of risk and high liquidity through judicious investments in money market and debt instruments.

Fund of Fund is a mutual fund scheme investing in schemes of other mutual funds.

Quantum Gold Savings Fund - QGSF is an open ended Funds of Fund scheme that invests in units of the Quantum Gold Fund (ETF), which in turn invests in physical gold. It is an ideal investment vehicle if you do not have a demat account and want to invest in Gold ETFs. The Quantum Gold Savings Fund also provides investors with a simple way to regularly invest in gold through Systematic Investment Plans. You can invest through the regular investment process without holding or opening a Demat account.

Investors looking to add Gold under their current portfolio and do not have Demat account should directly invest in QGSF. Some attributes of QGSF other than the complete transparency we offer and the convenience of Investing Online without any paperwork are;

NAV Applicability

If the valid application received up to 3.00 p.m. on a Business Day at the official point (s) of acceptance and funds for the entire amount of subscription/ purchase (including switch-in) as per the application are credited to the bank account of the respective Scheme and are available for utilization before the cut-off time (3.00 p.m.)- the closing NAV of the day shall be applicable. If the valid application received after 3.00 p.m. on a Business Day at the official point (s) of acceptance and funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the respective Scheme on same day or before the cut - off time of the subsequent Business Day i.e. funds are available for utilization before the cut-off time of subsequent Business Day- the closing NAV of the subsequent Business Day shall be applicable;

Irrespective of the time of receipt of application at the official point(s) of acceptance, where the funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the respective Schemes on or before the cut - off time of the subsequent Business Day i.e. funds are available for utilization before the cut-off time of subsequent Business Day - the closing NAV of such subsequent Business Day shall be applicable;

For Systematic Investment Plan (SIP), Systematic Transfer Plan (STP), Dividend Transfer Facility:

The units will be allotted based on which the funds are available for utilization by the respective schemes / target schemes irrespective of the installment date of the SIP, STP or record date of dividend declarations. It may also be noted that allotment of units in the normal course will be based on realization of amount of subscription or the date of receipt of application or the date of instalment (in case of SIP) whichever is later if both realization and application dates are different.

Further, if the time of realization of funds can’t be ascertained then the allotment of units will be as per the day and date of realization of amount of subscription.

PLEASE NOTE THAT YOU NEED TO BE KYC COMPLIANT TO INVEST WITH US.

Click here to know more about KYC.

Systematic Investment Plan, Systematic Transfer Plan and Systematic Withdrawal Plan are not available under QGF.

Investors can avail of these facilities by investing in the Quantum Gold Savings Fund. Click here to read about Quantum Gold Savings fund.

Investors do have the option of regularly buying units from the listed exchanges and accumulating their QGF holdings.

Systematic Investment Plan, Systematic Transfer Plan and Systematic Withdrawal Plan are not available under Quantum Nifty 50 ETF.

Investors do have the option of regularly buying units from the listed exchanges and accumulating their QNF holdings.

PLEASE NOTE THAT YOU NEED TO BE KYC COMPLIANT TO INVEST WITH US.

Click here to know more about KYC.

PLEASE NOTE THAT YOU NEED TO BE KYC COMPLIANT TO INVEST WITH US.

Click here to know more about KYC.

You can invest in our Schemes through the following three modes:

Choose your preferred mode and click on the below links to read more and invest with us.



Please note that for ETF schemes i.e. Quantum Gold Fund ETF and Quantum Nifty 50 ETF you will have to read the respective SID of the schemes.

To check the performance of the Quantum Nifty 50 ETF Fund you will have to go through the current factsheets.

Yes, there is an option to hold the units in dematerialized mode except for Quantum Liquid Fund- Daily Reinvestment of Income Distribution cum Capital Withdrawal (IDCW) Option of the Scheme.  

To avail the same you should have a Demat/beneficiary account with a DP and need to mention all the details of your account no. and DP while filling the application form.

Also please note that SIP is allowed in Demat mode but Switch - In/ Switch- Out/ Systematic Withdrawal Plan / Systematic Transfer Plan are currently not available in the demat mode.

Click here to view the FAQs on Demat.

Taxation of Mutual Funds in India can be divided in two parts Capital Gains & Dividends.
Click here to understand the details on Taxation

The following features are available in the scheme:
Systematic Investment Plan (SIP) (on an going basis): This feature enables investors to save and invest periodically over a long period of time. Click here to know more about SIP in detail.

Systematic Withdrawal Plan (SWP) (On an going basis): This feature enables an investor to withdraw amount/units from their holdings in the Scheme at periodic intervals through a one-time request. Click here to know more about SWP in detail.

Systematic Transfer Plan (STP) (On an going basis): This feature enables an investor to transfer fixed amounts from their accounts in the scheme to another scheme within a folio from time to time. Click here to know more about STP in detail.

Switch options: Click here to view switch matrix for the applicable NAV.

Triggers:
A trigger is facility that allows you to specify an exit target (linked to value or time) or to receive an update when the desired levels are reached. The moment this target is achieved, the trigger gets activated. There can be Alert triggers or Action trigger. Click here to view the FAQ on Trigger Facility

To check the performance of the scheme you will have to go through the current factsheets.
Click here for detailed Scheme Factsheet.

Please refer below table for the minimum amount required to invest or redeem in the Quantum Equity Fund of Funds.

Multiple scheme selection is a facility which enables the investor to select two or more (maximum 10) schemes at a time while investing in Mutual Fund. The investor has to initiate the payment only once for all his multiple purchases. This facility saves a lot of time and is very convenient for the investors.

The following features are available in the scheme:
Systematic Investment Plan (SIP) (on an going basis): This feature enables investors to save and invest periodically over a long period of time. Click here to know more about SIP in detail.

Systematic Withdrawal Plan (SWP) (On an going basis): This feature enables an investor to withdraw amount/units from their holdings in the Scheme at periodic intervals through a one-time request. Click here to know more about SWP in detail.

Systematic Transfer Plan (STP) (On an going basis): This feature enables an investor to transfer fixed amounts from their accounts in the scheme to another scheme within a folio from time to time. Click here to know more about STP in detail.

Switch options: Click here to view switch matrix for the applicable NAV.

Triggers:
A trigger is facility that allows you to specify an exit target (linked to value or time) or to receive an update when the desired levels are reached. The moment this target is achieved, the trigger gets activated. There can be Alert triggers or Action trigger. Click here to view the FAQ on Trigger Facility

The following features are available in the scheme:
Systematic Investment Plan (SIP) (on an going basis): This feature enables investors to save and invest periodically over a long period of time. Click here to know more about SIP in detail.

Systematic Withdrawal Plan (SWP) (On an going basis): This feature enables an investor to withdraw amount/units from their holdings in the Scheme at periodic intervals through a one-time request. Click here to know more about SWP in detail.

Systematic Transfer Plan (STP) (On an going basis): This feature enables an investor to transfer fixed amounts from their accounts in the scheme to another scheme within a folio from time to time. Click here to know more about STP in detail.

Switch options: Click here to view switch matrix for the applicable NAV.

Triggers:
A trigger is facility that allows you to specify an exit target (linked to value or time) or to receive an update when the desired levels are reached. The moment this target is achieved, the trigger gets activated. There can be Alert triggers or Action trigger. Click here to view the FAQ on Trigger Facility

Yes, there is an option to hold the units in dematerialized mode.

To avail the same you should have a Demat/beneficiary account with a DP and need to mention all the details of your account no. and DP while filling the application form.
Also please note that SIP is allowed in Demat mode BUT Switch in/ Switch out/ Systematic Withdrawal Plan/ Systematic Transfer Plan are currently not available in the demat mode.
View the FAQs on Demat.

The primary investment objective of the Scheme is to provide optimal returns with low to moderate levels of risk and high liquidity through judicious investments in money market and debt instruments. There is no assurance that the investment objective of the Scheme will be achieved. 

Quantum Liquid Fund - QLF is an Open ended Liquid scheme which invests in money market and short term debt instruments. It is an ideal tool for managing surplus cash. The advantage of investing in a Liquid fund is that redemptions can be available generally on a next day (T+1 business day) basis, which means you get your money back almost the next day after you have notified us for the redemption (subject to Ceteris Paribus conditions). You can invest in liquid funds even for a day.

Investors looking to park their funds for few days can invest in QLF. Some attributes of QLF other than the complete transparency we offer and the convenience of Investing Online without any paperwork are;

The following features are available in the scheme:
Systematic Investment Plan (SIP) (on an going basis): This feature enables investors to save and invest periodically over a long period of time. Click here to know more about SIP in detail.

Systematic Withdrawal Plan (SWP) (On an going basis): This feature enables an investor to withdraw amount/units from their holdings in the Scheme at periodic intervals through a one-time request. Click here to know more about SWP in detail.

Systematic Transfer Plan (STP) (On an going basis): This feature enables an investor to transfer fixed amounts from their accounts in the scheme to another scheme within a folio from time to time. Click here to know more about STP in detail.

Switch options: Click here to view switch matrix for the applicable NAV.

Triggers:
A trigger is facility that allows you to specify an exit target (linked to value or time) or to receive an update when the desired levels are reached. The moment this target is achieved, the trigger gets activated. There can be Alert triggers or Action trigger. Click here to view the FAQ on Trigger Facility

Taxation of Mutual Funds in India can be divided in two parts Capital Gains & Dividends. Know more on the Tax implications.

PLEASE NOTE THAT YOU NEED TO BE KYC COMPLIANT TO INVEST WITH US.

Click here to know more about KYC.

You can invest in our Schemes through the following three modes:

Choose your preferred mode and click on the below links to read more and invest with us.



Please note that for ETF schemes i.e. Quantum Gold Fund ETF and Quantum Nifty 50 ETF you will have to read the respective SID of the schemes.

Direct Plan:
The expense ratio of the Direct Plan of the Quantum ESG Best In Class Strategy Fund is 0.85% p.a. with effect from August 1, 2023 (Post GST).

Regular Plan:
The expense ratio of the Regular Plan of the Quantum ESG Best In Class Strategy Fund is 2.10% p.a. with effect from August 1, 2023 (Post GST).

Dividend Distribution Tax (DDT): Previously, dividends were tax free in the hands of investors but were taxable at source at the scheme level. Now the dividend option is christened as IDCW option and is taxable at the hands of the investor as per marginal tax rates. TDS is levied at a rate of 10% on IDCW income over Rs 5,000 received from mutual funds.

An open-ended fund issues and buys back units from investors on a continuous basis. This gives rise to two different prices at which the two transactions take place.

Sale price is the price at which the fund issues fresh units to the investor. It is linked to the net asset value (NAV) of the fund.

Repurchase price is the price at which the fund buys back units from the investor.

In other words the following is used:

Sale Price = Applicable NAV *(1 + Sales Load, if any)

Repurchase Price = Applicable NAV *(1 - Exit Load, if any)

E.g. If the applicable NAV is Rs. 10.00; sales/entry load is nil and the exit/repurchase load is 2 percent then the sales price will be Rs. 10.00 and the repurchase price will be Rs. 9.80.

Valuation of your investments = Number of units held * NAV of the scheme as on the last business day

For example:
Number of units available with you for investment in Quantum Long Term Equity Value Fund (Growth option) – 1000 units.

NAV of Quantum Long Term Equity Value Fund (Growth option) as on 30th September 2012 – Rs. 24.18

So the valuation of your investments = (1,000 * Rs. 24.18) = Rs. 24,180.00.

The NAV details of our schemes are updated under the section ‘Schemes and NAV > NAV Details’ on our website - www.quantumamc.com > Click here  to view the current NAV Details

The NAV is also updated on the AMFI website.(www.amfiindia.com)

For investors having an online User Id and password for our Invest Online section, can view their valuation of investments through the section ‘My Portfolio > Portfolio Summary’.
Click here to know more about our Login Facility.

The investment objective of the Scheme is to generate modest capital appreciation while trying to reduce risk (by diversifying risks across asset classes) from a combined portfolio of equity, debt / money markets and Gold schemes of Quantum Mutual Fund.

The Scheme may invest in the units of debt / money market schemes of other mutual funds to gain exposure to debt as an asset class to manage any investment and regulatory constraints that arise / that prevent the Scheme from increasing investments in the schemes of Quantum Mutual Fund.

There can be no assurance that the investment objective of the Scheme will be realized.

Yes

The investment objective of the scheme is to generate long-term capital appreciation by investing in a portfolio of open-ended diversified equity schemes of mutual funds registered with SEBI. There can be no assurance of positive returns from following the stated investment strategy

The present load structure for non-ETF schemes is as mentioned below.

If you are an existing investor of Quantum Mutual Fund, you can switch the units between schemes in the same folio. You may Click Here to refer the Switch Matrix or below table for the applicable NAV while switching.

Transaction request received date and time or Credit received date and time whichever is later will be considered for NAV applicability.

The process of transferring an investment from one fund to another is called “Switch”. A switch from one scheme to the other is treated as ‘redemption’ from the scheme from where it is switched out and the scheme into which it is being switched is treated as ‘purchase’. Thus, you will be liable for any 'applicable' exit load.

As load on switches may change anytime, investors are required to update fresh provisions by contacting us or reading the addendum issued from time to time. Please refer to the SID for details.

You can switch units through online as well as through physical mode.

Online Process:

•   Existing investors who are KYC complaint can apply for switch

Where Units under a Scheme are held under both Existing/ Direct and Regular Plans and the redemption / Switch request pertains to the Regular Plan, the same must clearly be mentioned on the request (along with the folio number), failing which the request would be processed from the Existing / Direct Plan. However, where Units under the requested Option are held only under one Plan, the request would be processed under such Plan.

Multi-Asset Allocation fund can be suitable for a wide range of investors, including:

1. Balance risk & reward: Those seeking downside protection and a balanced approach with lower volatility than pure equity investments without compromising on the growth potential may benefit from this fund.
2. Retirement Savers: Individuals saving for retirement may appreciate the risk management and inflation-beating features of Multi-Asset Allocation fund, especially as they approach retirement age and seek to preserve capital.
3. Novice Investors: Those who are new to investing may find this fund attractive due to the professional management and measured exposure to equities that they offer.
4. Investors Seeking Diversification: Investors looking to diversify their portfolios beyond traditional equity and fixed-income investments can benefit from the dynamic Asset Allocation diversification provided by Multi-Asset Allocation fund.
5. Individuals with Limited Time or Expertise: Investors who lack the time, knowledge, or expertise to construct and manage a diversified investment portfolio on their own may find this fund convenient and effective.
6. Option to an FD: Investors looking to cope with inflation better than traditional Bank Fixed Deposits along with indexation benefits at time of taxation may find Multi-Asset Allocation funds suitable for achieving these objectives.

Multi-Asset Allocation fund offer several advantages for investors:

Quantum Multi Asset Allocation Fund invests in a diversified portfolio of Equity & Equity Related Instruments, Debt & Money Market Instruments and Gold Related Instruments

The Fund's Asset Allocation strategy includes deploying 35-65% corpus in equity and equity-related securities, 25-55 % towards debt and money market instruments, 10-20% in gold ETF The Fund will predominantly invest in securities of Nifty 50 index and other large cap stocks for its equity component, sovereign and PSU debt securities across durations for its fixed income allocation and Quantum Gold ETF for its Gold component.

The investment objective of the Quantum Multi-Asset Allocation Fund is to generate modest capital appreciation while trying to reduce risk (by diversifying risks across asset classes) from a combined portfolio of equity, debt/money markets and gold investments.

Portfolio allocation between the units of equity, debt/ money markets and gold broadly depends on the relative valuations between the asset classes. Relative valuations are determined by evaluation of various influencing factors. Some of the factors include:

• Price/Earnings Ratio relative to historical averages;
• The relationship between Earnings Yield to Bond Yield relative to historical averages;
• Macroeconomic factors prevailing globally, and within India.

After determining the optimal Asset Allocation, the Portfolio/ Investment Team determines the allocation to specific equity, debt / money markets and gold instruments within the Asset Allocation. The allocations would be regularly reviewed and necessary portfolio changes would be carried out based on the analysis suggested by various influencing factors

Depending on the holding period and your tax bracket, capital gains are subject to taxation.

Short term capital gains for a duration less than 3 years is subject to taxation as per marginal tax rates.

While long term capital gains for a duration greater than 3 years are eligible for taxation at 20% with indexation benefit. You thus get the potential to save more tax than conventional investments such as bank fixed deposits where returns are taxed as per your income tax slab. This translates to a better return on investment, especially for investors in the highest income tax bracket.

While both funds aim to generate modest capital appreciation while trying to reduce risk by diversifying across asset classes, the Quantum Multi Asset Allocation Fund invests directly in stocks, bonds and Gold ETF and the Quantum Multi Asset Fund of Funds invests in schemes of Quantum Mutual Fund which invests in Stocks, Bonds and Gold.

Minimum allocation to equities in Quantum Multi Asset Allocation Fund will be 35%. Minimum allocation to equities in Quantum Multi Asset Fund of Funds will be 25%.

For a holding period of 3 years or more, gains from the Quantum Multi Asset Allocation Fund will be subject to 20% tax with indexation benefits compared to marginal tax rate for Quantum Multi Asset Fund of Funds (which is classified as Debt fund for taxation purpose).

Taxation of Mutual Funds in India can be divided in two parts Capital Gains & Dividends. Know more on the Tax implications.

Taxation of Mutual Funds in India can be divided in two parts Capital Gains & Dividends. Know more on the Tax implications.

Please refer below table for the minimum amount required to invest or redeem in the Quantum Value Fund.

The following features are available in the scheme:
Systematic Investment Plan (SIP) (on an going basis): This feature enables investors to save and invest periodically over a long period of time. Click here to know more about SIP in detail.

Systematic Withdrawal Plan (SWP) (On an going basis): This feature enables an investor to withdraw amount/units from their holdings in the Scheme at periodic intervals through a one-time request. Click here to know more about SWP in detail.

Systematic Transfer Plan (STP) (On an going basis): This feature enables an investor to transfer fixed amounts from their accounts in the scheme to another scheme within a folio from time to time. Click here to know more about STP in detail.

Switch options: Click here to view switch matrix for the applicable NAV.

Taxation of Mutual Funds in India can be divided in two parts Capital Gains & Dividends. Click here to understand the details on Taxation

Legal Entity Identifier (LEI) is a 20-digit number used to identify parties to financial transactions worldwide. The regulator has introduced LEI to improve the quality and accuracy of financial data reporting systems for better risk management. It is used to create a global reference data system that uniquely identifies every legal entity in any jurisdiction that is party to a financial transaction.

The unique features of small cap fund are:

• Liquidity and market cap will be important considerations – Disciplined about fund capacity to avoid large size becoming a hindrance to performance

• Strong Research Capabilities to navigate large small cap universe

• Emphasis on Governance and Management Quality

• Selects stocks based on Growth at Reasonable price (GARP) approach.

• Employs a long-term Approach to capitalize on compounding that small businesses offer

Small Cap Stocks have the potential to create wealth and generate alpha over the long term as these are under-researched, generally often mis-priced, innovative, or niche businesses with a long growth runway and scope to increase market share. These stocks can offer investors exposure to emerging themes and sectors which may not be covered under large and mid-cap companies.

The key advantages of Quantum Small Cap Fund are:

1. True to Label Fund   - Disciplined about fund capacity to prevent large size becoming a hindrance to performance.

2. Prioritizes Liquidity - Minimum Rs. 2cr Average Value per day in all stocks

3. High-Conviction Portfolio -  Of 25 to 60 Stocks for optimal diversification to avoid becoming a “Closet” Small Cap Index.

4. Agile Portfolio Construction - Track Record since 2006 of judiciously building portfolios.

5. Ensuring Limited Ownership - General limit of 5% of market capitalisation holding in all stocks.

6. Sizeable Stock Exposure - Minimum weight of 2% at cost in each stock.

NAV Applicability

If the valid application received up to 3.00 p.m. on a Business Day at the official point (s) of acceptance and funds for the entire amount of subscription/ purchase (including switch-in) as per the application are credited to the bank account of the respective Scheme and are available for utilization before the cut-off time (3.00 p.m.)- the closing NAV of the day shall be applicable. If the valid application received after 3.00 p.m. on a Business Day at the official point (s) of acceptance and funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the respective Scheme on same day or before the cut - off time of the subsequent Business Day i.e. funds are available for utilization before the cut-off time of subsequent Business Day- the closing NAV of the subsequent Business Day shall be applicable;

Irrespective of the time of receipt of application at the official point(s) of acceptance, where the funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the respective Schemes on or before the cut - off time of the subsequent Business Day i.e. funds are available for utilization before the cut-off time of subsequent Business Day - the closing NAV of such subsequent Business Day shall be applicable;

For Systematic Investment Plan (SIP), Systematic Transfer Plan (STP), Dividend Transfer Facility:

The units will be allotted based on which the funds are available for utilization by the respective schemes / target schemes irrespective of the installment date of the SIP, STP or record date of dividend declarations. It may also be noted that allotment of units in the normal course will be based on realization of amount of subscription or the date of receipt of application or the date of instalment (in case of SIP) whichever is later if both realization and application dates are different.

Further, if the time of realization of funds can’t be ascertained then the allotment of units will be as per the day and date of realization of amount of subscription.

Please Click Here to view the Bank list with the different modes of payment.

Yes, there is an option to hold the units in dematerialized mode. To avail the same you should have a Demat/beneficiary account with a DP (depository participant) and need to mention all the details of your account number and DP while filling the application form.

Click here to view the FAQs on Demat.

Please note that the units of Exchange traded funds i.e. Quantum Gold Fund and Quantum NIFTY 50 ETF can only be held in Demat form.

The Scheme will follow an active investment strategy. The corpus of the scheme will invest in share of companies meeting an Ethical set of Principles including of Shariah, Jainism and other ethical principles encompassing a broad Ethical Framework. Such companies meeting the ethical criteria will be further screened through Quantum’s proprietary integrity framework. These companies will also undergo a financial evaluation based on a set of metrics to ensure they are financially sound before being included in the portfolio.

Quantum Value Fund offers Growth Option and IDCW Option.

If you decide to opt for the IDCW option, you would again have to choose one of the facilities: IDCW Payout or IDCW Reinvestment.

IDCW history of the scheme

We have not paid out IDCW since our Inception, but, we do know how to manage your money, and manage it well - our NAV has nearly doubled, and our expense ratios have moved down – ensuring you of even better returns. Read our article on "We invite you to declare your own Dividend".

Note: IDCW stands for "Income Distribution cum Capital Withdrawal"

Please refer below table for the minimum amount required to invest or redeem in the Quantum ELSS Tax Saver Fund.

Welcome to Quantum Mutual Fund!!

It is pertinent to note that Quantum Mutual Fund is India’s first Direct to Investor fund house

We offer simple and easy-to-understand products across asset classes (Equity, Liquid/Debt and Gold) through Direct & Regular Plans.
We started in 2006 as the 29th Fund house and our USPs are;

Taxation of Mutual Funds in India can be divided in two parts Capital Gains & Dividends. Know more on the Tax implications.

The Quantum Gold Fund offers only Growth Option.

PLEASE NOTE THAT YOU NEED TO BE KYC COMPLIANT TO INVEST WITH US.

Click here to know more about KYC.

To check the performance of the Quantum Equity Fund of Funds you will have to go through the current factsheets.

Click here for detailed  Scheme Factsheet.

NAV applicability refers to the NAV at which a transaction is affected. A cut-off time is set by the fund and all investments or redemptions are processed at that particular NAV. This NAV is relevant if the application is received before that cut-off time on a day. A different NAV holds if received thereafter. Every Mutual fund follows standard cut-off timing depending on the scheme type which is in compliance with SEBI guidelines. To know more about the NAV applicability and cut-off timings of the Quantum Liquid Fund please click here and refer NAV applicability and cut-off timing for Purchase and Redemption in all schemes of QMF.

The Quantum Small Cap Fund is an open-ended equity scheme predominantly investing in small cap stocks. As per the investment methodology, the scheme is sector agnostic. It includes a high-conviction portfolio of 25-60 stocks that reflect the three broad themes: domestic consumption, exports, and infrastructure development. The small cap portfolio exposure to new & emerging sectors such as banking & finance, insurance, green energy, IT, auto ancillary, entertainment, agricultural food etc.

The investment strategy of the scheme will be to invest in a basket of stocks after using intensive fundamental analysis, both quantitative and qualitative, monitor the portfolio actively but not so as to engage in excessive trading, and control risk by keeping the portfolio adequately diversified.

 Please refer to the latest factsheet to get an overview of the Quantum Small Cap fund portfolio.

Quantum Liquid Fund may invest in the following Instruments:

The dynamic combination of a rigorous top down macro economy and fixed income research and emphasis on Portfolio liquidity and capital preservation is expected to offer risk adjusted returns.

View the current portfolio,select the year and month that you wish to view..

The scheme offers Growth Option and IDCW Option.

If you decide to opt for the IDCW option, you would again have to choose one of the facilities: IDCW Payout or IDCW Reinvestment.

To check the performance of the scheme you will have to go through the current factsheets.

Click here for detailed Scheme Factsheet.

Taxation of Mutual Funds in India can be divided in two parts Capital Gains & IDCW- IDCW. Click here to understand the details on Taxation

The Investment Objective of the Scheme is to generate returns that are in line with the performance of gold and gold related instruments subject to tracking errors. However, investments in gold related instruments will be made if and when SEBI permits mutual funds to invest, in gold related instruments. The Scheme is designed to provide returns that before expenses, closely correspond to the returns provided by gold.

The IDCW Transfer Plan is a plan through which the investors can transfer their IDCW amount as and when declared by the fund to any other scheme (excluding ETF schemes) at the applicable NAV.

IDCW Transfer Plan is available only in the Monthly IDCW option and is possible only from Quantum Liquid Fud - Monthly IDCW Payout Option and Quantum Dynamic Bond Fund – Monthly IDCW Payout Option to any other scheme.

How can I apply for IDCW Transfer Plan?
Currently the DTP request can be submitted only through offline mode. You need to fill Common Application Form to apply for DTP facility and submit it to our nearest point of acceptance. You may visit ‘Contact Us’ section to view the nearest branch location.

What is the minimum IDCW amount that can be transferred to the target scheme?
There is no minimum amount requirement for the IDCW amount that can be transferred. The entire IDCW amount declared in the source scheme will be transferred to the target scheme irrespective of amount.

What is the Turn Around Time (TAT) for a DTP registration?
The Turn Around Time (TAT) for registration of DTP is 10 business days.

What is the procedure to cancel DTP?
A written application needs to be submitted to the nearest point of acceptance for cancellation of your DTP. You may visit ‘Contact Us’ section to view the nearest branch location.

Note: IDCW stands for "Income Distribution cum Capital Withdrawal"

NAV Applicability

If the valid application received up to 3.00 p.m. on a Business Day at the official point (s) of acceptance and funds for the entire amount of subscription/ purchase (including switch-in) as per the application are credited to the bank account of the respective Scheme and are available for utilization before the cut-off time (3.00 p.m.)- the closing NAV of the day shall be applicable. If the valid application received after 3.00 p.m. on a Business Day at the official point (s) of acceptance and funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the respective Scheme on same day or before the cut - off time of the subsequent Business Day i.e. funds are available for utilization before the cut-off time of subsequent Business Day- the closing NAV of the subsequent Business Day shall be applicable;

Irrespective of the time of receipt of application at the official point(s) of acceptance, where the funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the respective Schemes on or before the cut - off time of the subsequent Business Day i.e. funds are available for utilization before the cut-off time of subsequent Business Day - the closing NAV of such subsequent Business Day shall be applicable;

Quantum Gold Fund is listed on the National Stock Exchange (NSE) with the symbol QGOLDHALF.

You can buy/sell Quantum Gold Fund units on the National Stock Exchange, through your stock broker, or through your online trading service. Each unit of the QGF will be approximately equal to price of 1/100th of 1 gram of Gold.

The investment process will change according to the category you fall under i.e. Retail Investor and Large Investor or Authorised Participants (AP).

A list of the ticker codes used by various member-brokers on their online terminals is given below:

LARGE INVESTORS /AP- To read more on how to invest for Large investors/AP please read the SID of Quantum Gold Fund ETF or please click here

Yes. An email and SMS will be triggered to your email id and mobile number provided in the online application form.

The scheme offers only Growth Option.

Quantum Gold Fund is an Exchange Traded Fund also known as ETF.

ETF units are listed on stock exchanges and traded like equity shares. An ETF would have some underlying security or group of securities like an index, sector stocks or commodities, like gold. These underlying securities determine the ETF’s value.

A Gold ETF is fund that has gold as the underlying security. So, the value of the ETF is derived from the value of underlying gold. Gold ETF would be a passive investment; so, when gold prices move up, the ETF appreciates and when gold prices move down, the ETF price comes down. As Gold ETFs track gold prices, the only differentiating factor would be the costs borne by the Fund House.

Quantum Gold Fund – QGF is an open ended Scheme Replicating / Tracking Gold, will invest in Physical Gold. It seeks to offer investors an innovative and cost-efficient way to invest in gold.Each unit of the QGF will be approximately equal to price of 1/100th of 1 gram of Gold. Through the lower cost of operations and the availability of units having smaller denominations, QGF would provide investors an excellent means of asset allocation.

Investor looking for Portfolio diversification under Gold asset can invest in QGF.

Some attributes of QGF are;

Quantum Nifty 50 ETF is an Exchange Traded Fund also known as ETF.

ETF units are listed on stock exchanges and traded like equity shares. An ETF would have some underlying security or group of securities like an index, sector stocks or commodities, like gold. These underlying securities determine the ETF’s value.

An Index ETF is fund that has any stock exchange index as the underlying security. So, the value of the ETF is derived from the value of underlying index. Index ETF would be a passive investment; so, when index prices move up, the ETF appreciates and when index prices move down, the ETF price comes down. As Index ETFs track Index prices, the only differentiating factor would be the costs borne by the Fund House.

Quantum Nifty 50 ETF – QNF seeks to offer investors a cost-efficient way to invest in Nifty 50 Index. It is an open ended scheme replicating / tracking Nifty 50 Index. The units of QNF issued under the scheme will be approximately equal to the price of 1/10 (one-tenth) of the Nifty 50 Index. Through the lower cost of operations, QNF would provide investors an excellent means of investing in Nifty 50 Index which is a broad based diversified index.

Investor looking for long term investments across shares which are part of Nifty 50 Index can invest in QNF. Some attributes of QNF are;

PLEASE NOTE THAT YOU NEED TO BE KYC COMPLIANT TO INVEST WITH US.

Click here to know more about KYC.

Yes, there is an option to hold the units in dematerialized mode.

To avail the same you should have a Demat/beneficiary account with a DP and need to mention all the details of your account no. and DP while filling the application form.

Also please note that SIP is allowed in Demat mode but Switch in/ Switch out/ Systematic Withdrawal Plan/ Systematic Transfer Plan are currently not available in the demat mode.

Click here to view the FAQs on Demat.

The scheme offers Growth Option, Monthly IDCW Payout Option and Daily IDCW Reinvestment Option.

Note – “If the IDCW payable to the Unitholder is less than or equal to 500/-, then the IDCW will be compulsorily reinvested in the Option.”

Note: IDCW stands for "Income Distribution cum Capital Withdrawal"

The minimum amount of investment will change according to the category you fall under i.e. Retail Investor and Large Investor or Authorised Participants (AP).

Retail Investors- On the Exchange: Each unit of the QGF will be approximately equal to price of 1/100th of 1 gram of Gold. On NSE, the units can be purchased /sold in minimum lot of 1 unit and in multiples thereof.

To read more on minimum amount for Large investors/AP please read the SID of QGF or please click here.

NAV Applicability

If the valid application received up to 3.00 p.m. on a Business Day at the official point (s) of acceptance and funds for the entire amount of subscription/ purchase (including switch-in) as per the application are credited to the bank account of the respective Scheme and are available for utilization before the cut-off time (3.00 p.m.)- the closing NAV of the day shall be applicable. If the valid application received after 3.00 p.m. on a Business Day at the official point (s) of acceptance and funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the respective Scheme on same day or before the cut - off time of the subsequent Business Day i.e. funds are available for utilization before the cut-off time of subsequent Business Day- the closing NAV of the subsequent Business Day shall be applicable;

Irrespective of the time of receipt of application at the official point(s) of acceptance, where the funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the respective Schemes on or before the cut - off time of the subsequent Business Day i.e. funds are available for utilization before the cut-off time of subsequent Business Day - the closing NAV of such subsequent Business Day shall be applicable;

For Systematic Investment Plan (SIP), Systematic Transfer Plan (STP), Dividend Transfer Facility:

The units will be allotted based on which the funds are available for utilization by the respective schemes / target schemes irrespective of the installment date of the SIP, STP or record date of dividend declarations. It may also be noted that allotment of units in the normal course will be based on realization of amount of subscription or the date of receipt of application or the date of instalment (in case of SIP) whichever is later if both realization and application dates are different.

Further, if the time of realization of funds can’t be ascertained then the allotment of units will be as per the day and date of realization of amount of subscription.

To check the performance of the Quantum Multi Asset Fund of Funds you will have to go through the current factsheets.
Click here for detailed Scheme Factsheet.

The Scheme will invest in the units of Quantum Nifty 50 ETF (Q Nifty), a mutual fund scheme Replicating / Tracking Nifty 50 Index - in the form of an Exchange Traded Fund.View the current portfolio,select the scheme name along with the year and month that you wish to view.

The Quantum Ethical Fund is for investors seeking long-term growth while adhering to value-based ethical standards. The fund invests in businesses that prioritize social good, ethical governance and not harmful to society.

The following features are available in the scheme during ongoing period:
Systematic Investment Plan (SIP): This feature enables investors to save and invest periodically over a long period of time.Click here to know more about SIP in detail.

Systematic Withdrawal Plan (SWP): This feature enables an investor to withdraw amount/units from their holdings in the Scheme at periodic intervals through a one-time request. Click here to know more about SWP in detail

Systematic Transfer Plan (STP): This feature enables an investor to transfer fixed amounts from their accounts in the Scheme to another scheme within a folio from time to time.Click here to know more about STP in detail.

Switch options: Click here to view switch matrix for the applicable NAV.

Triggers:
A trigger is facility that allows you to specify an exit target (linked to value or time) or to receive an update when the desired levels are reached. The moment this target is achieved, the trigger gets activated. There can be Alert triggers or Action trigger. Click here to view the FAQ on Trigger Facility

It can be obtained from any of the Local Operating Units (LOUs) accredited by the Global Legal Entity Identifier Foundation (GLEIF), the body tasked to support the implementation and use of LEI. In India, LEI can be obtained from Legal Entity Identifier India Ltd. (LEIL) (https://www.ccilindia-lei.co.in), which is also recognised as an issuer of LEI by the Reserve Bank.

Yes. As per RBI circular (RBI/2020-21/82 DPSS.CO.OD No.901/06.24.001/2020-21) 20-digit LEI code of remitter and beneficiary (non-individuals) are mandatory w.e.f. 1.4.2021 for NEFT/RTGS transactions amounting to Rs. 50 crores and above.

No, Quantum Mutual fund does not deduct any Transaction Charges and shall continue not to deduct Transaction Charges as allowed under SEBI Circular No. Cir / IMD / DF/13/2011 dated August 22, 2011

PLEASE NOTE THAT YOU NEED TO BE KYC COMPLIANT TO INVEST WITH US.

Click here to know more about KYC.

The returns from Multi-Asset Allocation fund can vary depending on factors such as the fund's investment strategy, market conditions, Asset Allocation. Generally, this fund aims to provide a balance between risk and return, seeking to deliver competitive returns over the long term while managing volatility.

Historically, Multi-Asset Allocation have offered returns that are typically higher than those of conservative investments like fixed deposit but lower than those of pure equity allocation. The actual returns can vary widely, ranging from moderate to potentially significant, depending on the fund's investment approach and the performance of the underlying assets.

The Quantum Ethical Fund is an open-ended equity scheme that invests in companies following ethical set of principles. The Fund uses a proprietary integrity framework to select businesses that align with values which is high on Ethics and Integrity. The Framework will exclude sectors such as alcohol, gaming, tobacco, vulgar entertainment, animation content provider, exhibition of films, media-broadcasting, media-content, production & distribution of films, mainstream/conventional financial services, leather, narcotics substance or anything largely harmful to society.

The investment policies of the Scheme shall be as per SEBI (Mutual Funds) Regulations, 1996, and within the following guideline. The asset allocation under the Scheme, under normal circumstances, will be as follows:

The proportion of the scheme portfolio invested in each sector will vary to track sector weights that of a broad well-diversified indices to ensure portfolio diversification. The proportion of the scheme portfolio invested in each type of security within the sector will vary depending upon a comprehensive analysis of the company based on the Environmental, Social and Governance factors impacting the company and their peer group within its sector of operations.

The above asset allocation is only indicative and may change from time to time, keeping in view the market conditions and applicable rules and regulations.

View the current portfolio,select the scheme name along with the year and month that you wish to view.

The Investment Objective of the scheme is to achieve long-term capital appreciation by investing in Equity & Equity Related Instruments of companies following an Ethical Set of Principles. There is no assurance that the investment objective of the scheme will be achieved.

NAV Applicability

If the valid application received up to 3.00 p.m. on a Business Day at the official point (s) of acceptance and funds for the entire amount of subscription/ purchase (including switch-in) as per the application are credited to the bank account of the respective Scheme and are available for utilization before the cut-off time (3.00 p.m.)- the closing NAV of the day shall be applicable. If the valid application received after 3.00 p.m. on a Business Day at the official point (s) of acceptance and funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the respective Scheme on same day or before the cut - off time of the subsequent Business Day i.e. funds are available for utilization before the cut-off time of subsequent Business Day- the closing NAV of the subsequent Business Day shall be applicable;

Irrespective of the time of receipt of application at the official point(s) of acceptance, where the funds for the entire amount of subscription / purchase (including switch-in) as per the application are credited to the bank account of the respective Schemes on or before the cut - off time of the subsequent Business Day i.e. funds are available for utilization before the cut-off time of subsequent Business Day - the closing NAV of such subsequent Business Day shall be applicable;

For Systematic Investment Plan (SIP), Systematic Transfer Plan (STP), Dividend Transfer Facility:

The units will be allotted based on which the funds are available for utilization by the respective schemes / target schemes irrespective of the installment date of the SIP, STP or record date of dividend declarations. It may also be noted that allotment of units in the normal course will be based on realization of amount of subscription or the date of receipt of application or the date of instalment (in case of SIP) whichever is later if both realization and application dates are different.

Further, if the time of realization of funds can’t be ascertained then the allotment of units will be as per the day and date of realization of amount of subscription.

Currently the investors can do only new purchase transactions viz,

Investor subscribing under Direct Plan of a scheme will have to indicate ‘Direct Plan’ against the scheme name in the application form e.g. “Quantum Long Term Equity Value Fund – Direct Plan” and under ‘regular Plan’ “Quantum Long Term Equity Value Fund – Regular Plan”.

In case of valid application received without indicating any choice of plan then the application will be processed for plan as under:

In case of wrong/ invalid/ incomplete ARN codes mentioned on the application form, the application shall be processed under the Regular Plan. The AMC shall contact and obtain the correct ARN within 30 calendar days of the receipt of the application form from the investor/ distributor. In case, the correct code is not received within 30 calendar days, the AMC shall reprocess the transaction under Direct Plan from the date of application.

The following features are available in the scheme:
Systematic Investment Plan (SIP) (on an going basis): This feature enables investors to save and invest periodically over a long period of time. Click here to know more about SIP in detail.

Systematic Withdrawal Plan (SWP) (On an going basis): This feature enables an investor to withdraw amount/units from their holdings in the Scheme at periodic intervals through a one-time request. Click here to know more about SWP in detail.

Systematic Transfer Plan (STP) (On an going basis): This feature enables an investor to transfer fixed amounts from their accounts in the scheme to another scheme within a folio from time to time. Click here to know more about STP in detail.

Switch options: Click here to view switch matrix for the applicable NAV.

Triggers:
A trigger is facility that allows you to specify an exit target (linked to value or time) or to receive an update when the desired levels are reached. The moment this target is achieved, the trigger gets activated. There can be Alert triggers or Action trigger. Click here to view the FAQ on Trigger Facility

Please note that these features are not available under Exchange traded funds i.e. Quantum Gold Fund and QUANTUM NIFTY 50 ETF fund.

The Net Asset Value is the market value of the securities held by the scheme. The NAV per unit is the market value of securities of a scheme divided by the total number of units of the scheme on any particular date.

e.g. If the value of all the securities in a scheme is Rs. 10,000 and the total number of units issued = 1,000, the NAV per unit will be 10,000/1,000 = Rs. 10.

To check the performance of the Quantum Dynamic Bond Fund you will have to go through the current factsheets.
Click here for detailed Scheme Factsheet.

IDCW Payout: When Mutual Fund companies make profits, they distribute part of that profit to their investors by way of IDCW. You are advised to select this option if you wish to keep getting returns frequently.

IDCW Reinvestment: This is similar to IDCW payout except that the IDCW declared is re-invested in the same fund on the same days NAV. So, all your profit is invested back in the same fund plus you will receive some additional units to add to your corpus.

Note: IDCW stands for "Income Distribution cum Capital Withdrawal"

The unit holders are given an option to hold the units in physical mode or in dematerialized mode.

The Investor intending to hold the units in dematerialized mode will be required to have a beneficiary account with a Depository Participant and will be required to mention the DP’s Name, DP ID No. and Beneficiary Account No. with the DP in the application form at the time of subscription / additional purchase of the units of the Scheme.

It may be noted that the facilities viz. Switch in and out/ Systematic Withdrawal Plan (SWP) / Systematic Transfer Plan (STP) are currently not available in the dematerialized mode.

Yes. You can select different transaction type for each scheme as per your desire. However only one common transaction reference number will be generated for all the transactions submittedand shared with investor.

Note: One Inhouse reference number (IH number) will be generated for each scheme transaction for processing.

The Investment Objective of the scheme is to achieve long-term capital appreciation by investing in share of companies identified based on the Environment, Social and Governance (ESG) theme following Best in Class Strategy. There is no assurance that the Investment Objective of the Scheme will be achieved. 

Please refer below table for the minimum amount required to invest or redeem in the Quantum ESG Best In Class Strategy Fund.

You will get the email and SMS transaction confirmation after the successful processing of the transaction.

Only one common folio will be generated after the successful processing of multiple scheme transaction.

Note: The mode of payment viz, UPI and IMPS will be disabled if the total amount of purchase exceeds Rs. 100,000/-

Our server time at the instance of confirmation of the transaction will be considered as the final time to determine transaction time, cut-off time and consequentapplicable NAV.Also the NAV applicability will be basis scheme features and latest SEBI guidelines.

Yes. On acceptance of the application for subscription, an allotment confirmation along with the account statement (password protected) specifying the number of units alloted by way of email/or SMS (if the mobile number is not registered under the Do Not Call Registry) within 5 business days from the date of receipt of transaction request is triggered to the investor. The password to open transactional statements is Primary holder’s / Guardian PAN in capital letter

Note: For G-mail users here are the below steps to open the PDF statement:

1. Click on the PDF attachment and enter the password
2. Click on ‘Open With’
3. Select ‘DocHub or Lumin PDF’
4. Please enter your Password and click on create document
5. After clicking on Create document it will open the document.

Thereafter, a CAS for each calendar month shall be sent by mail/email on or before 10^th of the succeeding month to the unitholders.

Also you can generate the Statement of Account via login using password at our Invest Online Portal /Mail Back Facility.

Note: The password to open the statement generated via Login using password/Login using OTP/Mail Back facility will be the first holder / guardian PAN (in capital). For example, if the PAN is ABCDE1000F, then the correct password will be ABCDE1000F and not abcde1000f.

PAN Exempt Investor : Please enter the reference number provided by KRA (in capital) to open the attachment.

Like any other equity mutual fund scheme, capital gains are taxed based on the holding period.

• Long-term Capital Gains (Holding period more than 12 months): Gains exceeding Rs 1,25,000/- in a year are taxable at 12.5% without indexation.
• Short-term Capital Gains (Holding period less than 12 months): Taxable at 20%.

For further details, please refer to the SID (Scheme Information Document)  (NFO)

Plans available under the Scheme:

• Direct Plan
• Regular Plan

Options under each Plan(s):

Growth Option - The income attributable to Units under this Option will continue to remain invested and will be reflected in the Net Asset Value of Units under this Option.

We are tied up with Shariahcap Advisors for being Shariah compliant.The Shariah Compliance certificate for the scheme shall be uploaded on our website on every half yearly basis viz. by 31^st March and 30^th September every year, respectively. 

Investor need to fill the application form available on Link ETF Transaction Slip and submit at the Official Point of Acceptance of the AMC.