Frequently Asked
Questions

STP is an effective tool when you need to rebalance your portfolio, saving you from the operational complexities of manually transferring funds into equity schemes.

When market conditions suggest potential growth in equities, STP allows you to strategically shift your portfolio towards equity for better returns.

o   Invest in Debt Funds & Transfer to Equity: You can invest in debt funds and then initiate an STP to an equity fund, making it similar to a Systematic Investment Plan (SIP).

o   Works Like an SWP: STP can also function like a Systematic Withdrawal Plan (SWP). By transferring from equity funds to debt funds, you can protect your portfolio when markets are volatile, similar to how an SWP works.

o   Liquidity: Typically, STP is used to transfer from debt funds to equity funds. Since your money is initially invested in debt funds, you have the flexibility to liquidate it at any time, making it an effective emergency fund option.

o   Growth Potential: While your funds are invested in debt schemes, they continue to grow at the prevailing debt returns, contributing to your overall wealth accumulation.

Systematic Transfer Plan (STP) allows you to invest a lump sum in one mutual fund scheme and systematically transfer a fixed amount at regular intervals into another scheme. Typically, investors park their money in a debt fund and gradually move it into an equity-oriented fund. This strategy works similarly to a Systematic Investment Plan (SIP), but instead of transferring money from your bank account, the funds are moved internally between schemes.

STPs help reduce the risk of timing the market when investing a large sum by spreading the investment over time. This also offers the benefit of rupee cost averaging. You can choose the transfer frequency—daily, weekly, fortnightly, monthly, or quarterly—based on your investment goals and preferences.

To set up an STP, you need to choose:

1. The source fund (Transferor scheme) from which the money will be withdrawn.
2. The destination fund (Transferee scheme) where the money will be invested.

Transfers are made in terms of units. Based on the Net Asset Value (NAV) of the source fund on the transfer date, units are redeemed, and the corresponding amount is used to buy units of the destination fund at its prevailing NAV.

For example, if you want to invest in Fund ‘B’ through an STP, you first invest a lump sum in Fund ‘A’ that supports STP. Then, you set up a schedule to gradually transfer a chosen amount into Fund ‘B’ over your selected time frame. This approach lets you tailor your investment to your risk tolerance.

STPs can be a useful way to manage market volatility and protect your investments from sudden downturns.

You can start STP, through Direct & Regular Plans for the following schemes:

Physical - For New Investors: Please enclose duly filled and signed STP Form along with Common Application Form and requisite documents as per checklist mentioned therein.

For Existing Investors: Kindly submit duly filled and signed STP Form at the address mentioned below:

Quantum Asset Management Company Private Limited: 1st floor, Apeejay House, 3 Dinshaw Vachha Road, Backbay Reclamation, Churchgate, Mumbai - 400 020

K Fintech Technologies Limited - K Fintech Technologies Limited is our Registrar and Transfer Agent having many offices across India. Click Here for all the locations available over India

Digital: Currently only an existing investor with Quantum Mutual Fund can register online STP. Follow a simple registration process as mentioned below to start an Online STP.

1.      Visit www.QuantumAMC.com

2.      Click on ‘Login’ section and log in using your User Id/PAN with Password and OTP

3.      Under ‘Transact’ click on ''STP''

4.      Click on ‘New STP Registration’

5.      Click on ‘Register STP’ against the respective source scheme

6.      Fill up the Online STP registration form

7.      Click on "Send OTP." Once you receive the OTP on your registered email ID or mobile number, please enter it.

8.      Click on "Submit" and confirm your STP registration by selecting the "Confirm" option.

Note: The application for start of STP should be submitted at least 5 business days before the date of commencement/start date of STP. You will receive an intimation on successful registration of STP in the Folio.

In case your Email Id is registered in our records, you will receive a confirmation email at your registered email address. In case your Email Id is not registered with us, you will receive a physical statement of account at your registered mailing address on a quarterly basis.

Yes, you can modify / pause / cancel your STP.

Physical: 

To cancel your STP request, please submit a written request signed by unit holder(s) as per the mode of holding. The request should include your folio number, the STP amount, the STP date, and the name of the scheme from which you wish to cancel the STP.

You can modify or pause the offline STP via online mode. Please Click Here to modify or pause your STP.

Digital: you wish to modify / pause / cancel your existing STP registered with us via our website or mobile application, you can do so by following the steps outlined below:

Note: 

1. In case the modification request received involves change in the STP amount and if any STP installment is due within 5 business days from the date of modification request received, the said installment will be processed as per the amount of the STP registered before modification.
2. Your request for STP cancellation / modification / pause  needs to be submitted 5 working days prior the STP date.
3. The online modification of STP can only be done in the STP amount and the STP end period.

STP facility is available free of charge.