Plan for Long-Term Growth with SIP Investments

Posted On Tuesday, Aug 28, 2018

Share:

Let us tell you a secret. If you wish to make investing simple all you need to do is start an SIP. We try to give you reasons to say YES to our dear SIP!

Reason 1 – SIP a Superpower!!
Fluctuation is the very nature of markets. SIP in during market volatility actually acts like a superpower. What investors are likely unaware of is that with every fall in the markets SIP lets you buy more units.

Reason 2 – SIP, your investment “manager”.
If you don’t have time to manage too many investments, then SIP is meant for YOU! What SIP does is that it makes you a disciplined investor without bothering you every time your money gets invested.

Reason 3 – Start small. However, the longer the better.
In the following table with the help of our SIP Calculator we have illustrated the value of an SIP of Rs. 5000 for 5/10/15 years with a rate of return of 8% to 15%. We intend to give you as clear picture as possible of the tentative returns one could possibly get from SIP.

 SIP Amount/month Tenure for SIP Total Amount Invested Total Future Value at the end of tenure at 8% ror ** Total Future Value at the end of tenure at 10% ror **Total Future Value at the end of tenure at 12% ror ** Total Future Value at the end of tenure at 15% ror ** Rs. 5,000 5 years Rs. 300,000 Rs. 3,69,834 Rs. 3,90,412 Rs. 4,12,432 Rs. 436,710 Rs. 5,000 10 years Rs. 600,000 Rs. 9,20,828 Rs. 10,32,760 Rs. 11,61,695 Rs. 1,315,091 Rs. 5,000 15 years Rs. 900,000 Rs. 17,41,726 Rs. 20,89,621 Rs. 25,22,880 Rs. 3,081,828

*The numbers used in the table above are for illustrative purposes only
** Total Future Value at the end of tenure is calculated assuming 8%, 10%, 12% & 15% Rate of Return.

Please note that SIP does not assure profit or guarantee protection against loss in the decline market. Investment in mutual funds through SIP is subject to market risks.

Clearly SIP benefits the most to the one who starts early and invests for a long term. Try using our SIP Calculator and see what works best for you.

Remember, SIPs are our best buddies when it comes to creating wealth for the long term. However, it is also equally if not more important to choose the right fund for your investments. Consider starting an SIP in Quantum Long Term Equity Value Fund (QLTEVF) and Quantum Equity Fund of Funds (QEFOF). Two funds, that actually make a complete equity portfolio. While QLTEVF is a equity fund that follows a value style of investing that gives your money potential to grow, QEFOF is an equity fund of funds that invests in 5-10 diversified equity schemes of third party mutual funds, shortlisted after extensive research. Yes, we make investing simple for you.

Avoid all the confusion (hunting from over 350 equity schemes) and start your SIPs in QLTEVF and QEFOF today.

Product Labeling

 Name of the Scheme & Primary Benchmark This product is suitable for investors who are seeking* Risk-o-meter of Scheme Quantum Long Term Equity Value Fund An Open Ended Equity Scheme following a Value Investment Strategy • Long term capital appreciation • Invests primarily in equity and equity related securities of companies in S&P BSE 200 index. Investors understand that their principal will be at Moderate Risk Quantum Equity Fund of Funds An Open Ended Fund of Funds scheme Investing in Open Ended Diversified Equity Schemes of Mutual Funds • Long term capital appreciation • Investments in portfolio of open-ended diversified equity schemes of mutual funds registered with SEBI whose underlying investments are in equity and equity related securities of diversified companies Investors understand that their principal will be at Very High Risk

* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Disclaimer, Statutory Details & Risk Factors:

Above article is authored by Quantum.

View All

• From Festivities to Financial Growth: Why Gold Mutual Funds are Modern Investors' Golden Ticket

Posted On Friday, Sep 20, 2024

Diwali, Dhanteras or Akshaya Tritiya - gold buying on these occasions has long held a special place in Indian culture as it symbolises welcoming prosperity, wealth, and good fortune.

• Understanding AMC: The Asset Management Company to Mutual Funds

Posted On Friday, Sep 06, 2024

In the world of mutual funds, the term "AMC" might appear frequently. AMC stands for Asset Management Company, and it manages the operation and management of mutual funds.

• Debt Monthly View for August 2024

Posted On Thursday, Sep 05, 2024

The Indian bond market remained relatively stable in August 2024.