Plan for Long-Term Growth with SIP Investments

Posted On Tuesday, Aug 28, 2018


Let us tell you a secret. If you wish to make investing simple all you need to do is start an SIP. We try to give you reasons to say YES to our dear SIP!

Reason 1 – SIP a Superpower!!
Fluctuation is the very nature of markets. SIP in during market volatility actually acts like a superpower. What investors are likely unaware of is that with every fall in the markets SIP lets you buy more units.

Reason 2 – SIP, your investment “manager”.
If you don’t have time to manage too many investments, then SIP is meant for YOU! What SIP does is that it makes you a disciplined investor without bothering you every time your money gets invested.

Reason 3 – Start small. However, the longer the better.
In the following table with the help of our SIP Calculator we have illustrated the value of an SIP of Rs. 5000 for 5/10/15 years with a rate of return of 8% to 15%. We intend to give you as clear picture as possible of the tentative returns one could possibly get from SIP.

SIP Amount/monthTenure for SIPTotal Amount InvestedTotal Future Value at the end of tenure at 8% ror **Total Future Value at the end of tenure at 10% ror **Total Future Value at the end of tenure at 12% ror **Total Future Value at the end of tenure at 15% ror **
Rs. 5,0005 yearsRs. 300,000Rs. 3,69,834Rs. 3,90,412Rs. 4,12,432Rs. 436,710
Rs. 5,00010 yearsRs. 600,000Rs. 9,20,828Rs. 10,32,760Rs. 11,61,695Rs. 1,315,091
Rs. 5,00015 yearsRs. 900,000Rs. 17,41,726Rs. 20,89,621Rs. 25,22,880Rs. 3,081,828

*The numbers used in the table above are for illustrative purposes only
** Total Future Value at the end of tenure is calculated assuming 8%, 10%, 12% & 15% Rate of Return.

Please note that SIP does not assure profit or guarantee protection against loss in the decline market. Investment in mutual funds through SIP is subject to market risks.

Clearly SIP benefits the most to the one who starts early and invests for a long term. Try using our SIP Calculator and see what works best for you.

Remember, SIPs are our best buddies when it comes to creating wealth for the long term. However, it is also equally if not more important to choose the right fund for your investments. Consider starting an SIP in Quantum Long Term Equity Value Fund (QLTEVF) and Quantum Equity Fund of Funds (QEFOF). Two funds, that actually make a complete equity portfolio. While QLTEVF is a equity fund that follows a value style of investing that gives your money potential to grow, QEFOF is an equity fund of funds that invests in 5-10 diversified equity schemes of third party mutual funds, shortlisted after extensive research. Yes, we make investing simple for you.

Avoid all the confusion (hunting from over 350 equity schemes) and start your SIPs in QLTEVF and QEFOF today.

Product Labeling

Name of the Scheme & Primary BenchmarkThis product is suitable for investors who are seeking*Risk-o-meter of Scheme
Quantum Long Term Equity Value Fund

An Open Ended Equity Scheme following a Value Investment Strategy
• Long term capital appreciation

• Invests primarily in equity and equity related securities of companies in S&P BSE 200 index.
Quantum Long Term Equity Value Fund
Investors understand that their principal will be at Moderate Risk
Quantum Equity Fund of Funds

An Open Ended Fund of Funds scheme Investing in Open Ended Diversified Equity Schemes of Mutual Funds
• Long term capital appreciation

• Investments in portfolio of open-ended diversified equity schemes of mutual funds registered with SEBI whose underlying investments are in equity and equity related securities of diversified companies
Quantum Equity Fund of Funds
Investors understand that their principal will be at Very High Risk

* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Disclaimer, Statutory Details & Risk Factors:

The views expressed here in this article / video are for general information and reading purpose only and do not constitute any guidelines and recommendations on any course of action to be followed by the reader. Quantum AMC / Quantum Mutual Fund is not guaranteeing / offering / communicating any indicative yield on investments made in the scheme(s). The views are not meant to serve as a professional guide / investment advice / intended to be an offer or solicitation for the purchase or sale of any financial product or instrument or mutual fund units for the reader. The article has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. Whilst no action has been solicited based upon the information provided herein, due care has been taken to ensure that the facts are accurate and views given are fair and reasonable as on date. Readers of this article should rely on information/data arising out of their own investigations and advised to seek independent professional advice and arrive at an informed decision before making any investments. Please visit – to read scheme specific risk factors.

Above article is authored by Quantum.

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