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Quantum has always been a long term believer in the India growth story. Many businesses are gearing up to be a part of that story, and the Quantum Long Term Equity Value Fund (QLTEVF) is dedicated to ensuring that we pick the best companies that can take advantage of this India growth story. An investment in QLTEVF will primarily help investors give their investment an equity exposure with the potential to achieve long-term capital appreciation. Investors looking to park their investments to achieve their long-term financial goals can invest in this fund. Investments in equities have the potential to give high returns with high risk.
1. Uses a bottom-up stock selection process to minimize risk.
2. Follows a disciplined research and investment process.
3. Has a low portfolio turnover.
4. Holds cash when stocks are overvalued - no derivatives and no hedging.
5. Has one of the lowest expense ratios in its category.
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Name of the Scheme
Quantum Long Term Equity Value Fund
An Open Ended Equity Scheme following a Value Investment Strategy.
Primary Benchmark: S&P BSE 500 TRI
This product is suitable for investors who are seeking*
Riskometer of scheme
Investors understand that their principal will be at Very High Risk
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
The Risk Level of the Scheme in the Risk O Meter is based on the portfolio of the scheme as on May 31, 2023
The Risk Level of the Benchmark Index in the Risk O Meter is basis it's constituents as on May 31, 2023
If you have a long-term investment horizon of 5 years or more, you can consider investing in Equity Mutual Funds. This is helpful to fulfill long-term goals like buying a house, car, children’s education or retirement. While you need to be mindful of the short-term volatility involved, equity funds are ideal for long-term investment due to their potential of long term risk adjusted returns.
As per Quantum’s tried and tested 12|20:80 Asset Allocation Strategy, Equity should form the largest component of your portfolio. It comprises 80% of the investable surplus serving as the Growth building block of your portfolio helping you to safeguard your future.
Since markets are cyclical, it’s impractical to rely on one equity fund for achieving your long-term goals. Investing in one equity fund is akin to putting all your eggs in one basket. You can invest in long-term opportunities using a diversified equity basket comprising of just 3 funds - Quantum Equity Fund of Funds, (70%) Quantum India ESG Equity Fund (15%) and the Quantum Long Term Equity Value Fund (15%)
70% - Quantum Equity Fund of Funds (QEFOF) helps declutter from around 350 + equity funds out there as it invests your money in ~ 5-10 well-researched third-party equity schemes using qualitative and quantitative parameters.
15% - Quantum Long Term Equity Value Fund (QLTEVF) is a value fund that invests in companies with a margin of safety. Follows value style lowering downside risks and helps achieve long-term goals.
15% - Quantum India ESG Equity Fund(QESG) invests in companies using an ESG filter (Environment, Social and Governance). These companies focus on the triple bottom line – contributing towards a better Planet, People & Profits.
If you prefer a passive approach to invest, you can invest using Quantum Nifty 50 ETF (Scrip Code: QNIFTY) – a fund with a track record of 14 years and counting. If you prefer the flexibility and convenience of a mutual fund route, you can allocate 85% to the Quantum Nifty 50 ETF Fund of Fund and 15% to the Quantum India ESG Equity Fund.
As you may know, timing the market can sometimes prove to be futile even for seasoned investors, due to the uncertainties related to the financial markets. You can invest using an SIP or lumpsum mode of investment. With an SIP route, you need not worry about the right time to invest. Investing a small amount in Equity Funds regularly can help you average out your investment effectively over the long term. Irrespective of whether the stock markets are up or down, investing in a diversified equity portfolio as per the tried and tested 12|20:80 Asset Allocation Strategy can help you sleep a peaceful night’s sleep. Investment in equity funds requires careful consideration of your risk tolerance, time horizon, and envisioned financial goals.
You need to allocate the right amount of funds to equities, fixed-income, and other asset classes in your investment portfolio to fulfil your long-term and short-term needs. If you have a short-term investment horizon, you can consider debt funds such as liquid funds as part of your portfolio. These funds invest in securities with a maturity of not exceeding 91 days only. These funds also take care of your emergency needs as it offers flexibility to redeem as required and do not carry exit loads if you redeem after a week. However, for long-term investment horizon, you can consider balancing your portfolio with equity and gold mutual funds.
Generally, horizon of at least 5 years can be considered when investing in equity mutual funds. Avoid tapping into your investments meant for long-term goals to meet your short-term needs.
Some investors start their investment journey looking for short-term returns. Long-term investments are more likely and capable of coping with market fluctuations. Over the long term, your portfolio can overcome short-term risks. Let’s understand the benefits of long-term investing: 1. Power of Compounding: Long-term investing helps you to gain from the power of compounding and helps to achieve your long-term goals. 2. Lower Downside risks: When you are invested for a longer tenure, your downside risks are lowered, thereby offering you the potential for risk-adjusted return. 3. Keep emotions in control: Equity markets can be prone to fluctuations over the short term and thereby can lead to some poor decisions. However, a long-term investor with prudent asset allocation remains unfazed and manages to keep emotions under control even during market ups and downs.
Take small steps in financial planning to achieve big dreams! Start your investment journey today!