Mutual Fund Investment Mistake - 7: Bye, Bye Procrastination

Posted On Tuesday, Dec 27, 2011


The New Year will be here in 7 days...

Say Bye to these 7 Investment Mistakes

And while you are preparing for celebrations, did you stop and think if you are ready to really start afresh? Make a start by saying Goodbye to these 7 investment mistakes?

In this series we will be talking to you each day about how you could say adieu to the mistake of Procrastination, Over-optimism, Ignorance, Emotional investing, Temperament, Chasing Performance, Impatience, and Hoarding your investments.

Keep reading to knock out the mistake of "Procrastination" this New Year.

Bye, Bye Procrastination: Investment Mistake # 7

Don’t sit and look at your money if you want it to grow. Exercise it!

Bye, Bye Procrastination

Unlike humans, money will not grow fatter without exercise. And the best exercise for your money is "investing it right". And the sooner you start. the better.

Procrastinating refers to a postponement or a needless delay. Hence, if your investment decision is a victim of procrastination, then it is time you developed a sense of urgency. There will never be enough time to do everything you wanted to do.

You may be swamped with deadlines to meet, personal responsibilities to fulfill, or even stacks of books you always meant to read, but in the end you simply get caught up. There is so much on your platter that you bite more than what you can chew. You push things to (the ever postponed) tomorrow. With the result that you invest at the last minute to save taxes; you don’t read the fine print before investing; you rely on risky ‘hot-tips’ to make small profits; you pay huge professional fees for gaining financial advice that could salvage your savings, etc etc. What does this choas leave you with? Definitely, not a peaceful night`s sleep.

If you start thinking `Now` you might actually find the difference, especially since everyone is in the mood of holiday cheer. Think your hard earned savings. Think about your investments.

Understand that saving money in the bank account will not create wealth. An American industrialist, Jean Paul Getty had quoted that "Money is like manure. You have to spread it around or it smells". You have to spread it around or it smells". It simply means that accumulated money will not grow as fast as money that is spread across asset classes. Mutual funds are an interesting way to diversify your investments.

Invest online in Quantum Mutual Fund

So, while you enjoy the chilling weather outside, give your money a little warm up. Exercise it, remove it from the bank account and put it at a place where it can grow.

Knockout the evil of "Procrastination" and get rid of the first investment mistake. This New Year do something different... Start investing!

Our online paperless platform is just a click away , Click Here to Invest online in Quantum Mutual Fund.

Risk Factors: Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Please visit – to read scheme specific risk factors. Investors in the Scheme(s) are not being offered a guaranteed or assured rate of return and there can be no assurance that the scheme`s objective will be achieved and the NAV of the scheme(s) may go up or down depending upon the factors and forces affecting securities markets. Investment in mutual fund units involves investment risks such as trading volumes, settlement risk, liquidity risk, default risk including possible loss of capital. Past performance of the Sponsor / AMC/ Mutual Fund does not indicate the future performance of the Scheme(s). Statutory Details: Quantum Mutual Fund (the Fund) has been constituted as a Trust under the Indian Trusts Act, 1882. Sponsor: Quantum Advisors Private Limited. (liability of Sponsor limited to Rs. 1,00,000/-) Trustee: Quantum Trustee Company Private Limited. Investment Manager: Quantum Asset Management Company Private Limited (AMC). The Sponsor, Trustee and Investment Manager are incorporated under the Companies Act, 1956.

Above article is authored by Quantum.

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