A Thali of Mutual Funds!

Posted On Monday, Jun 30, 2014

We hanker for choices, but when too many choices are presented, it actually becomes a challenge to choose!
Thali of Mutual Funds Simple choices such as choosing a restaurant to celebrate an occasion to even more “simpler” choices of “what to order” sometimes pose a challenge. After the recent “Path to Profit” conference in Chennai, where I interacted with a lively set of investors, I went out to a well deserved dinner. I was at a restaurant run by the ISHA foundation. The place was well located in a very colonial style bungalow. It was cosy and dimly lit, very tastefully decorated with some antique furniture around.

The food menu looked interesting, and the juice menu even more so. However the question in my mind was what to order. Finally I made the decision to go in for a Thali, and when the plate arrived I was thrilled with my decision. The food not only looked great but also was sumptuous and the proportion was perfect. Proportions are so important in whatever we do, and a thali is an answer to my question on “what to order” and a more important question of “how much to order”.

I was pondering over this when it hit – a true Eureka moment! This is what I was trying to answer when replying to questions on which asset classes to invest in and finally what proportion to invest in. Is there a “Thali” in the investment world? Does Quantum have one fund which can cater to not only all the asset classes but also in their correct proportions?

Among the funds that we have the Quantum Multi Asset Fund* is truly like a THALI and all the other funds were like those items in an a la carte menu.

In an a la carte menu you can order just one or maybe two items as those items could be what will satisfy the hunger but might not be a balance diet. A thali on the other hand not only satisfies hunger but is a balance of variety of delicious food in the right quantity.

Proportion in investments, like in food is very important, too much of one dish is not only damaging to taste but also to the system. A thali provides variety and a little of each in the just the right portions.

Coming back to our world of investments, an equity or debt fund will give you the flavour of a particular product, but the Quantum Multi Asset Fund will give you the flavour of equity, debt and gold all in the right proportions.

A big proportion in Equities could give you greater returns but it could also expose you to greater risks. Similarly even Gold will have higher volatility with potential to give higher returns with higher risk. On the other hand if you invest in Liquid schemes which might have lower risk it might give you lower returns.

Therefore if you wish for a thali for your portfolio and are looking for a balanced risk and more stable returns then the Quantum Multi Asset Fund may be the answer for you, even on the post-tax basis.

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performance of Quantum Multi Asset Fund

*Product Labeling

Disclaimer, Statutory Details & Risk Factors:
The views expressed here in this article are for general information and reading purpose only and do not constitute any guidelines and recommendations on any course of action to be followed by the reader. The views are not meant to serve as a professional guide / investment advice / intended to be an offer or solicitation for the purchase or sale of any financial product or instrument or mutual fund units for the reader. The article has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. Whilst no action has been solicited based upon the information provided herein, due care has been taken to ensure that the facts are accurate and views given are fair and reasonable as on date. Readers of this article should rely on information/data arising out of their own investigations and advised to seek independent professional advice and arrive at an informed decision before making any investments.

Risk Factors: Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Please visit – www.QuantumMF.com to read scheme specific risk factors. Investors in the Scheme(s) are not being offered a guaranteed or assured rate of return and there can be no assurance that the schemes objective will be achieved and the NAV of the scheme(s) may go up and down depending upon the factors and forces affecting securities market. Investment in mutual fund units involves investment risk such as trading volumes, settlement risk, liquidity risk, default risk including possible loss of capital. Past performance of the sponsor / AMC / Mutual Fund does not indicate the future performance of the Scheme(s). Statutory Details: Quantum Mutual Fund (the Fund) has been constituted as a Trust under the Indian Trusts Act, 1882. Sponsor: Quantum Advisors Private Limited. (liability of Sponsor limited to Rs. 1,00,000/-) Trustee: Quantum Trustee Company Private Limited. Investment Manager: Quantum Asset Management Company Private Limited. The Sponsor, Trustee and Investment Manager are incorporated under the Companies Act, 1956.

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