Posted On Monday, Jan 06, 2020
You would agree with us when we say that New Year resolutions are easy to make but difficult to follow.
But why are resolutions so hard to keep? Maybe because they are not simple, measurable, achievable or realistic. Don’t we all know that horrible feeling when we haven’t been able to stick to our resolutions by March, February or even late January? Maybe if we make better resolutions, the probability of us following them throughout the year will increase.
We sincerely urge you to make a GREEN New Year’s Resolution for 2020. Green being the color of the natural world, optimism, excitement and calmness, we urge you to resolve to make your investments GREEN starting 2020!
Throughout 2019, two things experienced wide swings; one was the Indian capital markets and second was the Indian climatic conditions. The unpredictability of the stock markets has been there since light years. However, the periodic volatility in the weather has now become a regular phenomenon. As a matter of urgency and priority, it is imperative to focus on climate change and how it can affect your investments.
Climate change has been in the news around the world throughout 2019. In India, the year started with Cyclone Fani on the east coast in April, Cyclone Vayu on the west coast in June, floods due to incessant rains in 13 states from late July till September, worsening of air quality in Delhi and Northern States from October till December. All these events have displaced people and disrupted order. Disaster brings displacement and displacement erodes hard-earned savings and investments. As per the data collected by Internal Displacement Monitoring Centre (IDMC), India has the highest number of people (2.67 million) displaced by disaster and natural calamities in 2018. In the first half of 2019, 2.17 million new displacements were recorded, out of which 99% were due to disasters. Just imagine what will happen in 2020?
The intensity of these climatic changes is increasing day by day and nothing else is to be blamed but irresponsible human activities!
Thus it becomes important to ask, “Do we really know how the money we invest is contributing to our own well-being or disaster?”
Well, there is now a way to find out whether the businesses you invest your hard-earned money in are contributing to climate change or increasing social instability or unduly exploiting natural resources.
Quantum Mutual Fund’s Quantum India ESG Equity Fund (QESG) is committed to evaluating businesses on the above aspects and investing only in those which fair well. It is thus a perfect way to start your GREEN New Year’s resolution
The fund evaluates businesses based on disclosures on Environment, Social and Governance (ESG) factors which are indicative of the quality of actions taken by them on the ESG front. Businesses with higher ESG scores are then given higher weightage in the portfolio. The proprietary scoring process is based on analyzing material risk factors that can affect the company’s long term sustainability if not taken care of. The company that has a holistic approach towards its business will foresee the future E, S and G risks, and will accordingly prepare and adapt. Such responsible companies will score high on ESG and are expected to generate long term risk adjusted sustainable returns.
A GREEN New Year’s resolution of investing in the Quantum India ESG Equity Fund brings you one step closer to ensuring that your investments are channelized into businesses that help conserve the environment, take care of society’s well-being, judiciously use resources both financial and material, and in turn generate sustainable returns.
Finally, this is THE ONE resolution you can certainly FULFILL because it is simple, measurable, achievable and REALISTIC!
Let your money do good and good will come back to you!
|Name of the Scheme & Primary Benchmark||This product is suitable for investors who are seeking*||Risk-o-meter of Scheme|
|Quantum India ESG Equity Fund |
An Open ended equity scheme investing in companies following Environment, Social and Governance (ESG) theme
|• Long term capital appreciation|
• Invests in shares of companies that meet Quantum's Environment, Social, Governance (ESG) criteria.
Investors understand that their principal will be at Very High Risk
Disclaimer, Statutory Details & Risk Factors:
The views expressed here in this article / video are for general information and reading purpose only and do not constitute any guidelines and recommendations on any course of action to be followed by the reader. Quantum AMC / Quantum Mutual Fund is not guaranteeing / offering / communicating any indicative yield on investments made in the scheme(s). The views are not meant to serve as a professional guide / investment advice / intended to be an offer or solicitation for the purchase or sale of any financial product or instrument or mutual fund units for the reader. The article has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. Whilst no action has been solicited based upon the information provided herein, due care has been taken to ensure that the facts are accurate and views given are fair and reasonable as on date. Readers of this article should rely on information/data arising out of their own investigations and advised to seek independent professional advice and arrive at an informed decision before making any investments. Please visit – www.quantumamc.com/disclaimer to read scheme specific risk factors.
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