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A Simple Solution for your Lifelong
Investment Needs
Building a Weather-Proof Portfolio –
With 12:20:80# Asset Allocation
In the interest of doing what’s best for you, Quantum has been meticulously adding funds over the years across the asset classes of Equity, Debt and Gold to create a one stop shop for all your needs. Each fund that Quantum has launched forms a building block in our well thought-out and time-tested 12-20-80 Asset Allocation strategy. There are three crucial building blocks within this strategy with underlying assets in Equity, Debt and Gold which helps you achieve your long-term goals and ride the market swings with peace of mind.
Safety Block
Set aside 12 months of your expenses in liquid fund to take care of emergencies.
Diversifying Block
Invest 20% of your investable surplus into gold, that generally has an inverse correlation with equity.
Growth Block
Allocate the balance 80% of your investable surplus in a diversified equity portfolio.
Diversify your Mutual Fund Investment Portfolio across asset classes with our tried and tested
12: 20: 80 Asset Allocation Approach **
Please note the above is a suggested fund allocation only and not as an investment advice / recommendation.
Quantum’s Suggested Asset Allocation – 12:20:80
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* This Asset Allocation provided herein is purely derived out of mathematical calculations for illustrative purpose only and developed considering various risk tolerance level, asset classes and product offered by Quantum Mutual Fund on a best effort basis. There is no warranty about the accuracy of this Asset Allocation. This Asset Allocation should not be constructed as investment advice / tax advice / recommendation to invest or as a solicitation to invest in schemes of Quantum Mutual Fund. The investor is advised to review and understand the investment objectives, risk category, risk factors of each schemes for his / her asset allocation and to consult his / her investment advisors before making any investments. Quantum AMC is not guaranteeing or promising or forecasting any returns of any asset class. Past Performance may or may not be sustained in future. Quantum Mutual Fund, AMC, Trustees, its employees, agents, associates and representative shall not be liable for any loss, directly or indirectly, consequential or inconsequential, that may arise to an investor as result of investment through this asset allocation. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
The Three Building Blocks for a Secure Tomorrow
EMERGENCY CORPUS
Set aside 12 months of your monthly expenses
for emergencies
Ensures Safety & Liquidity over Returns
Invests only in AAA-rated papers issued by Govt authorities
Low credit/ default risk
Insta Redemption Facility upto Rs.50,000
PORTFOLIO DIVERSIFYING BLOCK
Invest 20% of your investable surplus into gold
via efficient financial forms
Backed by 24 karat physical gold
Independent purity test for all gold bars held
Invest in small denominations
Safe, no making charges and easily liquidated
GROWTH BLOCK
Allocate the balance 80% in a diversified equity portfolio
Basket of 5-10 well researched third-party equity schemes
Reduces the hassles of making and tracking multiple investments
Selects schemes with a minimum 5 years track record
Tax efficiency with indexation benefit
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