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- Quantum Flexi Cap Fund
- Quantum Small Cap Fund
- Quantum Value Fund
- Quantum Gold ETF FOF
- Quantum Diversified Equity All Cap Active FOF
- Quantum Multi Asset Allocation Fund
- Quantum Ethical Fund
- Quantum Dynamic Term Fund
- Quantum Nifty 50 ETF FOF
- Quantum ELSS Tax Saver Fund
- Quantum ESG Best In Class Strategy Fund
- Quantum Liquid Fund
- Quantum Gold ETF
- Quantum Multi Asset Active FOF
- Quantum Nifty 50 ETF
Notice
Dear Investor,
Pursuant to SEBI circular no. SEBI/HO/IMD/DF2/CIR/P/2020/175 dated September 17, 2020 read with circular no. SEBI/HO/IMD/DF2/CIR/P/2020/253 dated December 31, 2020, effective from February 1, 2021, the applicable NAV in respect of purchase of units of mutual fund scheme shall be subject to realization & availability of the funds in the bank account of mutual fund before the applicable cut off timings, irrespective of the amount of investment, under all mutual fund schemes.
1) To know more about payment modes available :
• Lump Sum Investments and their efficiency in the hierarchy of best to worst Click Here
• SIP Investments and their efficiency in the hierarchy of best to worst Click Here
2) Bank efficiencies in terms of providing credit to mutual funds on the same day before cut-off timings on which investors’ account is debited
i. NPCI (National Payments Corporation of India) Click Here
ii. Payment Aggregators (for e.g. Google Pay, Amazon Pay, PayTM)
We request Investors who have not submitted their PAN details and/or are Non KYC compliant to submit their PAN details & fulfill their KYC at the earliest. You may contact our [email protected] or call our toll free number 1800 - 209 - 3863 / 1800 - 22- 3863 for any queries or assistance.
Liquidity Window - Quantum Gold Fund (ETF): The Liquidity Window under Quantum Gold Fund is Open. Investors of Quantum Gold Fund can submit their redemption request upto Rs.25 Crores at the Official Point of Acceptance of the AMC. You may also redeem by sending the application via email from your registered Email Id to our Transact Id - [email protected].
SEBI’s Important Update on Folios without PAN / PEKRN: Click here for PAN / PEKRN related intimation.
Important Update on PAN & Aadhaar Seeding: As per Section 139AA of the Income Tax Act 1961, every person eligible to obtain an Aadhaar and has PAN must link their Aadhaar with their PAN by 30th June 2023 failing which the unlinked PAN shall become inoperative. Please visit https://www.incometax.gov.in/iec/foportal/ and click on ‘Link Aadhaar option’ under the ‘Quick Links’ section to link your PAN with Aadhaar.
Mutual Fund Tools and Calculators
Mutual Fund Calculator
Mutual funds are among the most popular investment avenues in India. As per AMFI, tThe Assets Under Management(AUM) of the mutual fund industry in India has grown from ₹7.6 trillion to ₹39.89 trillion between December 31, 2012, and December 31, 2022. This is over 5-fold growth in 10 years. Although mutual funds are exposed to market risks, you can estimate the returns fairly accurately. For that, you can use a mutual fund calculator online.
What Is a Mutual Fund Calculator?
A fund house always cautions the investors that the good performance of a mutual fund in the past doesn't promise the same in the future. So, you must look at how a fund might perform in the future. A mutual fund returns calculator can help you know that.
The calculator helps assess the effect of certain variables (like the rate of returns, time horizon and investment amount) on the investment value and your total gains. Say you wish to invest in buying a house. You put the data and see that your investment value falls slightly short of the value of the property you want to buy. Then you can change any of the variables as per your preference to check how you can meet your target by adjusting the investment strategy.
Besides, using a mutual fund calculator, you can calculate returns in both lump sum and SIP (systematic investment plan) modes and compare them. For example, investing ₹5,00,000 as a lump sum or investing it over 3 years can yield different returns. Calculating them manually can take a lot of time, but with the digital calculator, it takes not even 30 seconds.
What Is the Mutual Fund Return Calculation Formula?
You need to know the formula for calculating mutual fund returns when you estimate that manually. It is much faster and easier to use a mutual fund returns calculator. Even despite using the online calculator, you may wish to know the formula involved in the calculation of mutual fund returns. For that, take a look below at the formula below. Remember that the formulae for SIP and lumpsum modes of investment differ.
| SIP Investment | Lumpsum Investment |
|---|---|
| M = A [ (1 + r)n – 1] x (1 + r)/r | M = P (1 + r/100)n |
|
M = Maturity amount
A = SIP instalment per period r = Estimated rate of returns n = Holding period (in months) Note: Adjust n and r suitably for weekly or daily SIPs. |
M = Maturity amount P = Principal amount r = Estimated rate of returns n = Holding period (in years) |
Remember the following points before using an MF calculator:
- The rate of returns used in the SIP formula is the extended internal rate of return (XIRR). The one used in the formula for the lumpsum mode is the compound annual growth rate (CAGR). CAGR is used to compute returns on a point-to-point basis. XIRR is used for multiple cash flows (as in a systematic investment plan) since the returns vary from each cash flow. XIRR helps calculate the percentage of a single return from all cash flows and is applicable to SIP.
- Depending on the chosen fund scheme and whether you pick a regular or direct plan, the expected returns will differ. If you invest via a regular mode (such as through a distributor, advisor or broker), the fund house deducts its commission from the returns you get. As an intermediary is not involved in a direct plan, you need not pay a commission. This brings down the expense ratio and implies comparatively higher returns than those in a regular plan.
How Do These Calculators Work?
Here is an example of how a mutual fund calculator works in SIP, where the NAV changes monthly, and a specific amount of money can help you buy a different number of units every month.
Say you invest ₹1,000 through SIP for 12 months. When you avail of the plan, the NAV of the selected stock is ₹10, and in the first month, you can buy 100 units of the stock. The NAV rises to ₹20 in the second month. Now you can purchase only 50 units of the same stock.
A digital MF calculator predicts the returns on your investment depending on certain parameters. You just need to input the expected rate of returns, the duration of your investment and the SIP instalment amount, and the calculator will give you results in a snap.
What Are the Benefits Of Using These Calculators Online?
Get Results for Both Lumpsum and SIP Investments
You can use a mutual fund returns calculator to estimate returns from your investment via both SIP and lumpsum modes.
Estimate Investment or Maturity Amount
You can use an MF calculator to calculate the regular investment amount for a financial goal or the final maturity value of your periodic investments.
Compare Investment Returns
You can change the values of the parameters (like the SIP amount, the investment duration and the rate of returns) to compare the expected returns in various scenarios.
Plan Investments Easily
You can easily access an online mutual fund calculator on both a phone and a computer. The tool can help in planning your investments on the go or even from the comfort of your house.
Save Time and Efforts
Since the calculator works digitally, it can give results in just a few seconds. This can help save a lot of time and effort needed to do the same work manually.
Get Fairly Accurate Results
A mutual fund returns calculator can give a nearly accurate estimate of the expected returns from your investments.
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I/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this transaction is executed without any interaction or advice by the employee/relationship manager/sales person of the above distributor/sub broker or notwithstanding the advice of in-appropriateness, if any, provided by the employee/relationship manager/sales person of the distributor/sub broker.
