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All About The SIP Mutual Fund Disciplined Way Of Wealth Building Friday, Dec 31, 2021

Table of Contents
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1

What does SIP Mutual Fund Mean?

2

What is SIP Mutual Fund Calculator?

3

SIP Mutual Fund Benefits

4

SIP Mutual Fund Investment Benefits


We have a question for you.

Are you an investor who has money that you can invest in mutual funds, at one go?

We are talking about lumpsum investments.

Or are you someone who can only afford to invest small amounts every month?

Well, if you are the latter, you must read ahead.

Because there is something called SIP Mutual Fund that you must know about if you don’t already know about it.

Do you know about SIP Mutual Fund?

Let us start by telling you about the SIP Mutual Fund meaning.

You see, not every investor has the liquidity and/or means to have huge lumpsum amounts every now and then, which can be invested in mutual funds.

Many investors are salaried professionals who live paycheck to paycheck.

And their goal is to invest and grow their money to achieve short and long-term goals.

For such investors, SIP Mutual funds come to the rescue.

An SIP stands for Systematic Investment Plan. That is also the SIP Mutual fund full form,

An SIP Mutual fund allows an investor to set aside an amount every month that he/she can afford to.

This preset amount is then deducted from his/her bank account by the AMC on a pre-decided date every month and invested in a mutual fund scheme of his/her choice.

So, the SIP Mutual fund meaning simply is something that allows investors the flexibility to invest on a monthly basis without looking for lumpsum amounts.

It could be a better option than lumpsum investments for salaried individuals, as SIP Mutual funds also bring about investment discipline. So, that was about SIP Mutual Fund meaning and the SIP Mutual fund full form.

Now that you know that it is important you also know about the SIP Mutual fund investment benefits.

SIP Mutual Fund Investment Benefits:

1. Convenience: SIP Mutual funds help investors invest in schemes of their choice in a disciplined and regular way. That too, possible to be availed online from the comfort of their home with a few mouse clicks or screen taps. And with almost zero physical paperwork in most cases. Talk about serving it on a platter!

2. Rupee Cost Averaging: This is one of the biggest benefits for SIP Mutual funds. You don’t need to be an expert in the subject matter or even be well versed with timing the market. With the monthly investment pattern, at times when the market is low, you get more units.

Similarly, when the markets are on a high, you get less units. In the long run, this helps to lower the overall cost and risk of investing.

3. Compounding: Make the most of power of compounding in the long run, as the returns get reinvested and that helps you get closer to your financial goals with every step.

4. Low Investment: Many new investors are scared by the thought of investing huge amounts every month. So, it must be known to all investors that you can begin investing in SIP Mutual funds as low as Rs 500 a month.

So, you now know a lot more about SIP Mutual Funds than you did when you started reading this.

Now, let us move to the next big question – “How Do I Decide On The Amount To Invest In SIP Mutual Funds?”

Well, it is a good question and a very smart one.

It does give the jitter to some uninformed investors.

But there is something that can help you with the answer to this question.


SIP Mutual Fund Calculator:

Thankfully, there is a tool that can help investors to find out how much they can plan to invest in SIP Mutual funds.

It is called an SIP Mutual Fund Calculator or simply, an SIP Calculator.

An SIP Mutual fund calculator is a tool, or you can call it a simulation. It helps investors to get an idea of what they can expect from their investments in terms of returns. So, an estimate of returns.

This gives potential investors a heads up on what they can expect from their mutual fund investments so that they can plan accordingly in terms of investments and for the maturity as well.

The SIP Mutual Fund Calculator requires an investor to input the following:

1. Amount of investment

2. Frequency of SIP – monthly or quarterly

3. Investment Period

4. Expected Rate of Return

With all of this given, the calculator gives you a rough idea of what you can expect in terms of return.

So, you can decide if the returns are in line with your goals and then decide if you want to increase or decrease the SIP amount.

Today we told you about sip mutual fund investment, sip mutual fund calculator, sip mutual fund meaning, sip mutual fund full form, etc.

If you have decided to start SIP in Mutual fund, there are options in the market you can choose from.

There is one, in particular, we would want to tell you about.

One of the Mutual fund providing investment through SIP facility is Quantum Mutual Funds.

At Quantum, we take extreme pride in the decades of Integrity, Trust & Performance we have established.

After all, we were India’s first direct to investor mutual fund.

We have options for various types of funds – Equity Funds, Debt Funds, Gold Funds, Liquid Funds, Index Funds...

So, you have ample options to choose from based on what goal you want to achieve from your investments.

Just for information, here is a list of options you can pick from:

a. Equity Fund – Quantum Long Term Equity Value Fund

b. Debt Fund – Quantum Dynamic Bond Fund

c. Equity Fund Of Funds – Quantum Equity Fund of Funds

d. Liquid Fund – Quantum Liquid Fund

e. Tax Saving Fund – Quantum Tax Saving Fund

f. Exchange Traded Funds – Quantum Nifty ETF

g. ESG Funds – Quantum India ESG Equity Fund

h. Gold Funds – Quantum Gold Fund

i. Diversified Fund of Funds – Quantum Multi Asset Fund of Funds

So, if you want to start with a SIP Mutual fund investment with us, you can start right here with as low as Rs 500 per month.


Product Labeling
Name of the SchemeThis product is suitable for investors who are seeking*Risk-o-meter of Scheme
Quantum Long Term Equity Value Fund

An Open Ended Equity Scheme following a Value Investment Strategy
• Long term capital appreciation

• Invests primarily in equity and equity related securities of companies in S&P BSE 200 index
Quantum Long Term Equity Fund
Investors understand that their principal will be at Very High Risk
Quantum Tax Saving Fund

An Open Ended Equity Linked Saving Scheme with a Statutory Lock in of 3 years and Tax Benefit
• Long term capital appreciation

• Invests primarily in equity and equity related securities of companies in S&P BSE 200 index and to save tax u/s 80 C of the Income Tax Act. Investments in this product are subject to lock in period of 3 years.
Quantum Tax Saving Fund
Investors understand that their principal will be at Very High Risk
Quantum Equity Fund of Funds

An Open Ended Fund of Funds scheme Investing in Open Ended Diversified Equity Schemes of Mutual Funds
• Long term capital appreciation

• Investments in portfolio of open-ended diversified equity schemes of mutual funds registered with SEBI whose underlying investments are in equity and equity related securities of diversified companies
Quantum Equity Fund of Funds
Investors understand that their principal will be at Very High Risk
Quantum India ESG Equity Fund

An Open ended equity scheme investing in companies following Environment, Social and Governance (ESG) theme
• Long term capital appreciation

• Invests in shares of companies that meet Quantum's Environment, Social, Governance (ESG) criteria.
Quantum India ESG Equity Fund
Investors understand that their principal will be at Very High Risk
Quantum Nifty ETF

An Open Ended Scheme Replicating / Tracking Nifty 50 Index
• Long term capital appreciation

• Investments in equity and equity related securities of companies in Nifty 50 Index
Quantum Nifty ETF
Investors understand that their principal will be at Very High Risk
Quantum Liquid Fund

An Open-ended Liquid Scheme. A relatively low interest rate risk and relatively low credit risk.
• Income over the short term

• Investments in debt / money market instruments.
Quantum Liquid Fund
Investors understand that their principal will be at Low Risk
Quantum Dynamic Bond Fund

An Open-ended Dynamic Debt Scheme Investing Across Duration. A relatively high interest rate risk and relatively low credit risk.
• Regular income over short to medium term and capital appreciation

• Investment in Debt / Money Market Instruments / Government Securities
Quantum Dynamic Bond Fund
Investors understand that their principal will be at Low to Moderate Risk
Quantum Gold Savings Fund

An Open Ended Fund of Fund Scheme Investing in Quantum Gold Fund
• Long term returns

• Investments in units of Quantum Gold Fund – Exchange Traded Fund whose underlying investments are in physical gold
Quantum Gold Savings Fund
Investors understand that their principal will be at Moderately High Risk
Quantum Gold Fund

An Open Ended Scheme Replicating / Tracking Gold
• Long term returns

• Investments in physical gold
Quantum Gold Savings Fund
Investors understand that their principal will be at Moderately High Risk
Quantum Multi Asset Fund of Funds

An Open Ended Fund of Funds Scheme Investing in schemes of Quantum Mutual Fund
• Long term capital appreciation and current income

• Investments in portfolio of schemes of Quantum Mutual Fund whose underlying investments are in equity , debt / money market instruments and gold
Quantum Gold Savings Fund
Investors understand that their principal will be at Moderate Risk

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
The Risk Level of the Scheme in the Risk O Meter is based on the portfolio of the scheme as on November 30, 2021.

Potential Risk Class Matrix - Quantum Liquid Fund
Credit Risk →Relatively LowModerate (Class B)Relatively High (Class C)
Interest Rate Risk↓
Relatively Low (Class I)A-I  
Moderate (Class II)   
Relatively High (Class III)   

Potential Risk Class Matrix - Quantum Dynamic Bond Fund
Credit Risk →Relatively LowModerate (Class B)Relatively High (Class C)
Interest Rate Risk↓
Relatively Low (Class I)   
Moderate (Class II)   
Relatively High (Class III)A-III  

Disclaimer, Statutory Details & Risk Factors:

The views expressed here in this article / video are for general information and reading purpose only and do not constitute any guidelines and recommendations on any course of action to be followed by the reader. Quantum AMC / Quantum Mutual Fund is not guaranteeing / offering / communicating any indicative yield on investments made in the scheme(s). The views are not meant to serve as a professional guide / investment advice / intended to be an offer or solicitation for the purchase or sale of any financial product or instrument or mutual fund units for the reader. The article has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. Whilst no action has been solicited based upon the information provided herein, due care has been taken to ensure that the facts are accurate and views given are fair and reasonable as on date. Readers of this article should rely on information/data arising out of their own investigations and advised to seek independent professional advice and arrive at an informed decision before making any investments.

Mutual fund investments are subject to market risks read all scheme related documents carefully.

Please visit – www.QuantumAMC.com to read scheme specific risk factors. Investors in the Scheme(s) are not being offered a guaranteed or assured rate of return and there can be no assurance that the schemes objective will be achieved and the NAV of the scheme(s) may go up and down depending upon the factors and forces affecting securities market. Investment in mutual fund units involves investment risk such as trading volumes, settlement risk, liquidity risk, default risk including possible loss of capital. Past performance of the sponsor / AMC / Mutual Fund does not indicate the future performance of the Scheme(s). Statutory Details: Quantum Mutual Fund (the Fund) has been constituted as a Trust under the Indian Trusts Act, 1882. Sponsor: Quantum Advisors Private Limited. (liability of Sponsor limited to Rs. 1,00,000/-) Trustee: Quantum Trustee Company Private Limited. Investment Manager: Quantum Asset Management Company Private Limited. The Sponsor, Trustee and Investment Manager are incorporated under the Companies Act, 1956.

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