The investment objective of the Scheme is to provide capital appreciation by predominantly investing in units of Quantum Gold Fund - Exchange Traded Fund (QGF).

The performance of the Scheme may differ from that of Quantum Gold Fund and the domestic prices of gold due to expenses and certain other factors. There can be no assurance or guarantee that the investment objective of the Scheme will be achieved. An Open ended Fund of Fund Scheme.

Liquidity: The Scheme offers purchases and redemptions of units on all Business Days on an ongoing basis at NAV based prices, commencing not later than 5 Business Days from the date of allotment of unitsunder the Scheme.

Benchmark: The Scheme’s performance will be benchmarked against the domestic price of gold.

Entry Load: Not Applicable

In terms of SEBI circular no. SEBI/IMD/CIR No. 4/ 168230/09 dated June 30, 2009 it has been notified that, w.e.f. August 01, 2009 there will be no entry load charged to the schemes of the
Mutual Fund and the upfront commission to distributors will be paid by the investor directly to the distributor, based on his assessment of various factors including the service rendered by the distributor.

Exit Load: 1.5 % if redeemed or switch out on or before 1 year from the date of allotment of units.

Option / Plan: The Scheme offers only one option - Growth Option

Types of Instruments	Normal Allocation (% of Net Assets)
	Minimum (% of Net Assets)	Maximum (% of Net Assets)
Units of  Quantum Gold Fund	95%	100%*
Money Market instruments, Short-term Corporate debt securities, CBLO and units of Debt and Liquid Schemes of Mutual Funds	0%	5%*

* As the scheme invests 95% to 100% of the net assets into the units of Quantum Gold Fund, the scheme will, by and large, be passively managed Scheme.

It may be clearly understood that the percentages above are only indicative and not absolute.

The Scheme would invest in money market instruments, short-term corporate debt securities, CBLO and units of debt and liquid schemes of mutual funds, in order to meet the liquidity requirements of the Scheme.

The above asset allocation is only indicative and may change from time to time, keeping in view the market conditions and applicable rules and regulations.
The following persons are eligible and may apply for subscription to the Units of the Scheme (subject, wherever relevant, to purchase of units of mutual funds being permitted under relevant statutory regulations and their respective constitutions):

1. Resident adult individuals either singly or jointly (not exceeding three)or on an Anyone or Survivor basis.
2. A Hindu Undivided Family (HUF) through its Karta
3. An Association of Persons or a body of individuals whether incorporated or not.
4. Minors through parent/legal guardian
5. Partnership Firms
6. Companies, Bodies Corporate, and societies registered under the Societies Registration Act,1860
7. Banks & Financial Institutions
8. Religious and Charitable Trusts, Wakfs or endowments of private trusts (subject to receipt of necessary approvals as required) and Private trusts authorised to invest in mutual fund schemes under their trust deeds
9. Non-Resident Indians (NRIs/) Persons of Indian origin residing abroad (PIO) on repatriation basis or on non-repatriation basis
10. Foreign Institutional Investors (FIIs) registered with SEBI on repatriation basis
11. Army, Air Force, Navy and other para-military units and bodies created by such institutions
12. Scientific and Industrial Research Organisations
13. Multilateral Funding Agencies/Bodies Corporate incorporated outside India with the permission of Government of India/Reserve Bank of India
14. Other schemes of Mutual Funds registered with SEBI subject to the conditions and limits prescribed by SEBI Regulations
15. Trustee, AMC or Sponsor or their associates may subscribe to Units under the Scheme
16. Such other individuals/institutions/body corporate etc., as may be decided by the Mutual Fund from time to time, so long as wherever applicable they are in conformity with SEBI Regulations.

Purchase:

Minimum Application Amount	Rs. 500 /-; and multiples of Re. 1/- thereafter
Minimum Additional Amounts / Units	Rs. 500/- and multiples of Re.1/- thereafter / 50 Units.
Minimum Redemption Amount	Rs. 500/- and multiples of Re.1/- thereafter or account balance whichever is less / 50 units.

SYSTEMATIC INVESTMENT PLAN (SIP) –
(Available during Continuous Offer and not during NFO Period)

Frequencies Available Under SIP	Daily	Weekly	Fortnightly	Monthly	Quarterly
Minimum Amount	Rs. 100/- and in multiples of Re. 1/- thereafter	Rs. 500/- and in multiples of Re. 1/- thereafter	Rs. 500/- and in multiples of Re. 1/- thereafter	Rs. 500/- and in multiples of Re. 1/- thereafter	Rs. 500/- and in multiples of Re. 1/- thereafter
Minimum No. of Installments / Instructions	132	25	13	6	4
Frequency of dates	All business days	5,7,15,21,25 & 28 of the month

SYSTEMATIC TRANSFER PLAN (STP)

Frequencies Available Under STP	Daily	Weekly	Fortnightly	Monthly	Quarterly
Minimum Amount	Rs. 100/- and in multiples of Re. 1/- thereafter	Rs. 500/- and in multiples of Re. 1/- thereafter	Rs. 500/- and in multiples of Re. 1/- thereafter	Rs. 500/- and in multiples of Re. 1/- thereafter	Rs. 500/- and in multiples of Re. 1/- thereafter
Minimum No. of Installments / Instructions	132	25	13	6	4
Frequency of dates	All business days	5,7,15,21,25 & 28 of the month
Minimum Balance to Start STP	Rs.5000/-

SYSTEMATIC WITHDRAWAL PLAN (SWP)

Frequencies Available Under SWP	Weekly	Fortnightly	Monthly	Quarterly
Minimum Amount	Rs. 500/- and in multiples of Re. 1/- thereafter	Rs. 500/- and in multiples of Re. 1/- thereafter	Rs. 500/- and in multiples of Re. 1/- thereafter	Rs. 500/- and in multiples of Re. 1/- thereafter
Minimum No. of Installments / Instructions	25	13	6	4
Frequency of dates	All business days	5,7,15,21,25 & 28 of the month
Minimum Balance to Start SWP	Rs.5000/-

Since the fund invests predominantly in the Quantum Gold fund (ETF), please click here to know how the QGF (ETF) functions: Quantum Gold Savings Fund

New Fund Offer Expenses: 
The NFO expenses shall be borne by the AMC.

Annual Recurring Expenses:
The AMC has estimated that up to 0.50% of the daily average net assets of the Scheme will be charged to the Scheme as expenses excluding management fees as follows:

Particulars	(% per annum of average daily net assets for all plans)
Investment Management & Advisory Fee	0.00
Custodian Fee	0.01
Transaction Processing cost	0.05
Marketing & Selling including statutory advertisement	0.25
Registrar & Transfer Agent Fees including cost related to providing accounts statements, dividend / redemption cheques / warrants etc.	0.05
Audit Fees / Fees and expenses of trustees	0.02
Costs related to Investor Communications	0.05
Costs of Funds Transfer from location to location	0.02
Brokerage & Transaction Cost pertaining to the distribution on units	0.00
Other Expenses*	0.05
Total Recurring Expenses	0.50

* As permitted under the Regulation 52 of SEBI (MF) Regulations.

The investors may note that no Investment Management Fee will be charged to the Scheme. , The total expenses charged to the Scheme shall not be more than 1.25% of the daily average net asset of the Scheme and underling Scheme i.e. Quantum Gold Fund. For example if expenses charged to Quantum Gold Fund is 1.00% of the daily average net assets, then the expenses charged to the Scheme will be 0.25% of the daily average net assets OR if expenses charged to Quantum Gold Fund is 0.75% of the daily average net assets, then the expenses charged to the Scheme will be 0.50% of the daily average net assets.


The AMC will calculate and disclose the first NAV not later than 5 Business Days from the date of allotment of units. Subsequently, the NAV shall be declared and announced on all business days by 10.00 a.m. of the next business day. NAV declared will also be uploaded on the AMFI's website www.amfiindia.com and the Fund’s website www.QuantumAMC.Com / www.QuantumMF.com by 10.00 a.m. the next business day and will also be released in two newspapers for publication with one day lag with an asterix explaining that the NAVs are with one day/or the actual time lag.

Investors may obtain NAV information on any Working Day by calling the office of the AMC or any of the Investor Service Centers.

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Disclaimer:
Quantum Gold Savings Fund - An Open ended Fund of Fund Scheme. The investment objective of the scheme is to provide capital appreciation by predominantly investing in units of Quantum Gold Fund –Exchange Traded Fund.  The performance of Scheme may differ from that of Quantum Gold Fund and the domestic prices of gold due to expenses and certain other factors. There can be no assurance or guarantee that the investment objective of the Scheme will be achieved. Asset Allocation Pattern : Units of Quantum Gold Fund (95% to 100%), Money Market instruments, Short-term Corporate debt securities, CBLO and units of Debt and Liquid Schemes of Mutual Funds (0% - 5%); Load Structure – Entry Load – Not Applicable, Exit Load - 1.5 % if  redeemed or switch out on or  before 1 year from the date of allotment of units;  Terms of Issue and mode of sale and redemption of units - The Units are available at face value of Rs.10/- per unit during the NFO and thereafter at applicable NAV based price. The Scheme will offer for Subscription/Switch-in and Redemption, Switch-out of the units on every business days on an ongoing basis, on reopening of the Scheme.The redemption or repurchase proceeds will be dispatched to the unitholders within 10 business days from the date of redemption or repurchase.  Investor benefits and general services offered : The NAV of the Scheme will be published on a daily basis by the Mutual fund at least in 2 newspapers and will also be uploaded on AMFI’s website www.amfiindia.com and at the companies website www.QuantumAMC.Com/ www.QuantumMF.com. Minimum Application Amount: Rs. 500/- and in multiples of Rs. 1/- thereafter. Scheme Specific Risk Factors – All the risk associated with Quantum Gold Fund i.e. including performance of their underlying physical gold, asset class risk, passive investment risk, indirect taxation risk, default risk including possible loss of capital etc., will therefore be applicable in this Scheme. The Scheme’s NAV will react to the gold price movements and movements in the NAV of Quantum Gold Fund, The investors of the scheme will bear dual loads. Risk Factors: All Mutual Funds and securities investments are subject to market risks and there can be no assurance that the Scheme’s objective will be achieved and the NAV of the schemes may go up or down depending upon the factors and forces affecting securities markets. Quantum Gold Savings Fund is the name of the scheme and does not in any manner indicate either the quality of the Scheme, its future prospects or returns. Investors in the Scheme are not being offered a guaranteed or assured rate of return. Past performance of the Sponsor / AMC/ Mutual Fund does not indicate the future performance of the Scheme. Statutory Details: Quantum Mutual Fund (the Fund) has been constituted as a Trust under the Indian Trusts Act, 1882. Sponsor: Quantum Advisors Private Limited (liability of Sponsor limited to Rs. 1,00,000/-) Trustee: Quantum Trustee Company Private Limited. Investment Manager: Quantum Asset Management Company Private Limited (AMC). The Sponsor, Trustee and Investment Manager are incorporated under the Companies Act, 1956. Please read the Scheme Information Document (SID) /Key Information Memorandum (KIM)/ Statement of Additional Information (SAI)/Addenda carefully before investing. SID / KIM / SAI can be obtained at the Investor Service Centers of AMC or office of AMC or on website website www.QuantumAMC.Com / www.QuantumMF.com