What is the Investment Objective of the Quantum Multi Asset Fund?
The investment objective of the Scheme is to generate modest capital appreciation while trying to reduce risk (by diversifying risks across asset classes) from a combined portfolio of equity, debt / money markets and Gold schemes of Quantum Mutual Fund.
The Scheme may invest in the units of debt / money market schemes of other mutual funds to gain exposure to debt as an asset class to manage any investment and regulatory constraints that arise / that prevent the Scheme from increasing investments in the schemes of Quantum Mutual Fund.
There can be no assurance that the investment objective of the Scheme will be realized.
Tell me more about the Quantum Multi Asset Fund or QMAF.
A multi-asset class investment would contain more than one asset class, thus creating a group or portfolio of assets. Multi-asset class investments increase the diversification of an overall portfolio by distributing investments throughout several asset classes. This reduces risk (volatility) compared to holding one class of asset.
Quantum Multi Asset Fund - QMAF
is an open ended Fund of Funds scheme which will invest in various Quantum Mutual Fund Schemes. These schemes of Quantum Mutual Fund will fall in to different asset classes of Equity, Debt and Gold.
It is pertinent to note that Quantum Mutual Fund is India’s first and only Direct to Investor fund house and does not pay any commission whatsoever to distributors. Not paying commissions decreases the expense of most of our schemes and thereby adds to the returns of the schemes (subject to performance).
Investors looking for diversification/multi-asset allocation by investing in Debt, Equity and Gold, a combination of assets that works through the economic cycles can invest in QMAF. Some attributes of QMAF other than the complete transparency we offer and the convenience of Investing Online without any paperwork are;
||QMAF invests in equities, fixed income and gold based on research backed investment process.
||The asset allocation is based on time to time performance of the underlying asset classes.
||QMAF constantly monitors assets and performs constructive rebalancing of the portfolio according to the changing market conditions.
||QMAF offers freedom from monitoring different asset class instruments and helps to reduce your hassles by investing in one single scheme.
||QMAF is an extension of traditional balanced fund with more diversification.
||QMAF aims to reduce risk of losing portfolio value and generate modest capital appreciation.
What are the different options/facilities available under the Quantum Multi Asset Fund?
The scheme offers only Growth Option
If you decide to opt for the dividend option, you would again have to choose one of the facilities: Dividend Payout or Dividend Reinvestment.
What are the different features available under the Quantum Multi Asset Fund?
Where will Quantum Multi Asset Fund invest? What is the Current portfolio?
Quantum Multi Asset Fund may invest in the following Instruments:
||Indicative allocations(% of Total Assets)
||Risk Profile |
|Units of Equity Schemes
||Medium to High|
|Units of Debt / Money Market Schemes
||Low to Medium|
|Units of Gold Scheme
|Money Market instruments, Short-term Corporate debt securities, CBLO, Repo / Reverse Repo in government securities and treasury bills only
Portfolio allocation between the units of equity, debt/ money markets and gold schemes broadly depends on the relative valuations between the asset classes. Relative valuations are determined by evaluation of various influencing factors.
Click here to view the current portfolio of the Quantum Multi Asset Fund
Can I hold the units in Demat mode under the Quantum Multi Asset Fund?
Yes, there is an option to hold the units in dematerialized mode.
To avail the same you should have a Demat/beneficiary account with a DP and need to mention all the details of your account no. and DP while filling the application form.
Also please note that SIP is allowed in Demat mode BUT Switch in/ Switch out/ Systematic Withdrawal Plan / Systematic Transfer Plan are currently not available in the demat mode.
Click here to view the FAQs on Demat
Tell me more about the NAV applicability and cut-off timing of the Quantum Multi Asset Fund.
To know more about the NAV/price applicability and related concepts please click here
What is the minimum amount I need to invest or redeem in the Quantum Multi Asset Fund?
Please refer below table for the minimum amount required to invest or redeem in the Quantum Tax Saving Fund.
||Amount in Rs.|
||Rs. 500/- and multiples of Rs. 1/- thereafter|
||Rs. 500/- and multiples of Rs. 1/- thereafter / 50 units|
|Redemption/ Switch Out
||Rs. 500/- and multiples of Rs. 1 thereafter OR account balance whichever is less / 50 units|
What are the entry and exit loads for the Quantum Multi Asset Fund, why does it impose an exit load?
Load structure for the Quantum Tax Saving Fund is mentioned below:
Entry Load: NIL*
* Not Applicable (In terms of SEBI circular no. SEBI/IMD/CIR No. 4/ 168230/09 dated June 30, 2009 it has been notified that, w.e.f. August 01, 2009 there will be no entry load charged to the schemes of any Mutual Fund.)
It should be noted that Quantum Mutual Fund has not charged Entry Load for any of its schemes since inception. We were one of the first mutual funds in India to launch schemes with no entry load, much prior to SEBI discontinuing the same.
The exit load is 1.5 %
if the investments are redeemed Within 1 year from the date of allotment.
The scheme is intended for investors with a long term investment horizon. The exit load is imposed to discourage investors who may buy and sell frequently which will adversely impact the returns of the other investors. Investors who have stayed invested for at least 1 year will not be charged any exit load.
Click here to read more on “High exit loads actually work for you!?”
What is the current expense ratio of the Quantum Multi Asset Fund?
We have one of the lowest expense ratios in Mutual Fund industry because we are direct to investor fund house and does not pay any commission to distributors.
Our current expense ratio is 0.25% p.a. with effect from July 11, 2012.
Click here to read our article on “pays to stay direct.”
Who is managing the Quantum Multi Asset Fund?
How has the Quantum Multi Asset Fund performed?
What is the Benchmark of the Quantum Multi Asset Fund? Why?
The Scheme’s performance will be benchmarked against Crisil Composite Bond Fund Index (40%) + Sensex Total Return Index (40%) + Domestic price of Gold (20%). The Benchmark has been selected as the Scheme being Fund of Funds scheme predominantly investing in the units of Equity, Debt / Money Markets and Gold schemes of Quantum Mutual fund. Therefore, the aforesaid benchmark is most suited for comparing performance of the Scheme.
Tell me about the Tax implications if I invest in the Quantum Multi Asset Fund.
How do I invest in the Quantum Multi Asset Fund?
PLEASE NOTE THAT YOU SHOULD BE KYC COMPLIANT TO INVEST WITH US.
Click here to know more about KYC.
You can invest in our Schemes through the following three modes:
1. Online : Through internet transacting facility
2. Offline : Directly by submitting physical transactions
3. Through the stock exchange platform
Choose your preferred mode and click on the below links to read more and invest with us.
Who can and cannot invest in the the Quantum Multi Asset Fund?
Disclaimer, Statutory details and risk factors;
Mutual fund investments are subject to market risks read all scheme related documents carefully. . Investors in the Scheme(s) are not being offered a guaranteed or assured rate of return and there can be no assurance that the schemes objective will be achieved and the NAV of the scheme(s) may go up and down depending upon the factors and forces affecting securities market. Investment in mutual fund units involves investment risk such as trading volumes, settlement risk, liquidity risk, default risk including possible loss of capital. Past performance of the sponsor / AMC / Mutual Fund does not indicate the future performance of the Scheme(s). Statutory Details: Quantum Mutual Fund (the Fund) has been constituted as a Trust under the Indian Trusts Act, 1882. Sponsor: Quantum Advisors Private Limited. (liability of Sponsor limited to Rs. 1,00,000/-) Trustee: Quantum Trustee Company Private Limited Investment Manager: Quantum Asset Management Company Private Limited. The Sponsor, Trustee and Investment Manager are incorporated under the Companies Act, 1956. Scheme Specific Risk Factor - The investors of the Scheme will bear the recurring expenses, transaction charges and loads if any of the Schemes in addition to the expenses, transaction charges and loads of the underlying Schemes.